Compare Reverse Mortgage Lenders in Bakersfield, California
Finding the right HECM specialist in Bakersfield requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Bakersfield

Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

Takes less than 60 seconds.

Takes less than 60 seconds.

Takes less than 60 seconds.
Reverse Mortgage Brokers in Bakersfield
Ownity Mortgage Lending
Independent Broker
Status: Operational
Daniel Sala
Independent Broker
Status: Operational
The Mortgage House
Independent Broker
Status: Operational
Creative Realty Mortgage Inc
Independent Broker
Status: Operational
Esteem Lending Group Inc. - Ashley Weaver
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
CMG Financial
Independent Broker
Status: Operational
1st Choice Lending: Rose Medlen, Mortgage Broker NMLS #1679201
Independent Broker
Status: Operational
Nearby Lenders to Bakersfield7 Providers Total
American Pacific Mortgage Tehachapi
Independent Broker
Status: Operational
Alysha Boles, Mortgage Advisor
Independent Broker
Status: Operational
RWM Home Loans
Independent Broker
Status: Operational
Joe Fernandez at Rate (NMLS #260746)
Independent Broker
Status: Operational
Mike Garay at Rate (NMLS #249941)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Bakersfield has 29 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.
Nearest Specialist
The closest highly-rated lender is Kay LaRue | Castle & Cooke Mortgage, LLC, located in Bakersfield just 1.4 miles away.
Community Trust
These local professionals maintain a combined 625 publicly listed reviews with a 4.7 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Public Review Information
Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.