Compare Reverse Mortgage Lenders in Benicia, California

Finding the right HECM specialist in Benicia requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Benicia

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Benicia198 Providers Total

Mortgage Solutions, Inc

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 259-5272
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

CrossCountry Mortgage

Independent Broker

No Reviews

Ready to help with your HECM goals.

Alamo, CA
(925) 286-2222
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kelly O'Sullivan at CrossCountry Mortgage

Independent Broker

4.7(15)

Status: Operational

Berkeley, CA
(510) 466-1159
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

C2 Financial Greg Flowers

Independent Broker

No Reviews

Status: Operational

Berkeley, CA
(510) 368-5835
Commercial LoanReverse Mortgage

Rate

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 492-1122
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jan Wamsley at Rate (NMLS #337651)

Independent Broker

5(1)

Status: Operational

Napa, CA
(707) 765-5917
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Reina Perkins at Rate (NMLS #856071)

Independent Broker

5(17)

Status: Operational

Napa, CA
(707) 318-3774
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Judy Bickell at Guaranteed Rate

Independent Broker

5(11)

Status: Operational

Napa, CA
(707) 492-2497
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Araceli Morales at Rate (NMLS #459486)

Independent Broker

5(3)

Status: Operational

Napa, CA
(707) 559-9715
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Edith Guitron at Rate

Independent Broker

5(16)

Status: Operational

Napa, CA
(707) 363-5782
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Napa, CA
(925) 405-1150
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Chely Garcia

Independent Broker

5(4)

Status: Operational

Antioch, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Land Home Financial Services - Vacaville, (Alamo)

Independent Broker

5(1)

Status: Operational

Vacaville, CA
(707) 385-1370
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Solano Mortgage

Independent Broker

5(119)

Status: Operational

Vacaville, CA
(707) 449-4777
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brenda Frazier Mortgage Consulting

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(510) 910-2647
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Benicia has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guy Benjamin at Rate (NMLS #887909), located in Benicia just 3.7 miles away.

Community Trust

These local professionals maintain a combined 3251 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.