Compare Reverse Mortgage Lenders in Berkeley, California

Residents of Berkeley have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Berkeley

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Berkeley195 Providers Total

Elizabeth Bernal

Independent Broker

5(2)

Status: Operational

Oakland, CA
(510) 825-2037
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jim Valler, Finance of America Mortgage LLC

Independent Broker

5(1)

Status: Operational

Oakland, CA
(510) 220-6610
Reverse Mortgage

Brenda Frazier Mortgage Consulting

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(510) 910-2647
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Nicholas Ballard

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(415) 935-5512
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ameriverse Reverse Mortgage Oakland

Independent Broker

5(1)

Status: Operational

Oakland, CA
(510) 519-5220
Reverse MortgageJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Al Sanli - Advantage Funding

Independent Broker

5(21)

Status: Operational

Orinda, CA
(925) 628-6200
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

US Financial Mortgage Lending

Independent Broker

5(8)

Status: Operational

El Sobrante, CA
(510) 758-3035
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Baumann Mortgage - Katrine Rosenlund Baumann

Independent Broker

5(9)

Status: Operational

Alameda, CA
(510) 646-5474
Reverse MortgageConventional LoanJumbo Loan

EstaR Reverse

Independent Broker

No Reviews

Status: Operational

Alameda, CA
(510) 463-1003
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

EstaR Mortgage

Independent Broker

No Reviews

Status: Operational

Alameda, CA
(510) 463-1003
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Chris Freck @ EstaR Mortgage

Independent Broker

5(208)

Status: Operational

Alameda, CA
(510) 463-1003
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Stuart Davis @ e-Star Mortgage

Independent Broker

5(9)

Status: Operational

Alameda, CA
(510) 579-2330
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Mit Mann, Mortgage Broker, California Real Estate Services (CRES)

Independent Broker

5(19)

Status: Operational

Alameda, CA
(510) 562-2444
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

TRADMOR

Independent Broker

5(2)

Status: Operational

Moraga, CA
(925) 317-1500

Classic Home Loans

Independent Broker

4.6(11)

Status: Operational

Lafayette, CA
(925) 299-5390
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Berkeley has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Erick Berthaldan - Guaranteed Rate, located in Berkeley just 0.7 miles away.

Community Trust

These local professionals maintain a combined 3585 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.