Compare Reverse Mortgage Lenders in Capay, California

Whether you need a standard HECM or a jumbo reverse mortgage in Capay, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Capay

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Capay200 Providers Total

Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(510) 455-2354
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Sebastopol, CA
(707) 887-1275
Reverse Mortgage

Land Home Financial Services

Independent Broker

5(37)

Status: Operational

Elk Grove, CA
(916) 512-6791
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

ArmCor Home Loans

Independent Broker

5(18)

Status: Operational

Elk Grove, CA
(916) 877-6251
Reverse MortgageVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Loans Realty Elite

Independent Broker

5(4)

Status: Operational

Elk Grove, CA
(888) 529-3049
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Revive Mortgage, Inc.

Independent Broker

4.9(99)

Status: Operational

Rocklin, CA
(916) 781-0123
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cox Home Loans

Independent Broker

5(14)

Status: Operational

Rocklin, CA
(916) 796-9000
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Attorneys Funding Group, Inc.

Independent Broker

4.8(16)

Status: Operational

Roseville, CA
(916) 671-3138
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

365 Home Loans Inc. ALL IN LENDING

Independent Broker

5(23)

Status: Operational

Elk Grove, CA
(916) 813-2243
Reverse MortgageVA Loan

American Pacific Mortgage (NMLS #300617)

Independent Broker

3.7(3)

Ready to help with your HECM goals.

Rocklin, CA
(916) 824-8700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Justin Lees Home Loans

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 276-7618
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Yvette Garay - Your Home Loan Specialist

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 919-7889
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Michael Ferreira, Guild Mortgage

Independent Broker

1(1)

Status: Operational

Rocklin, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

The Rodney Rose Mortgage Team – E Mortgage Capital

Independent Broker

4.7(18)

Status: Operational

Roseville, CA
(916) 223-2775
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Capay has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage - Woodland, CA (West), located in Woodland just 17.3 miles away.

Community Trust

These local professionals maintain a combined 3762 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.