Compare Reverse Mortgage Lenders in Capay, California

Whether you need a standard HECM or a jumbo reverse mortgage in Capay, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Capay

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Capay200 Providers Total

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sadie Richie at Citywide (NMLS #2155213)

Independent Broker

No Reviews

Status: Operational

Rio Linda, CA
(916) 741-4158
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Crystal Miller at Citywide (NMLS #297240)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 539-6464
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Manuel Sanchez | Loan Officer

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 821-1917
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

West Coast Mortgage Group

Independent Broker

5(254)

Status: Operational

Sacramento, CA
(916) 453-7533
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Ryan Mortgage Company

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 526-2626
Commercial LoanReverse MortgageConstruction / Rehab Loan

MoneySafe Mortgage, Inc.

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(916) 790-5626

First Republic Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 572-5519

Aaron Meilich | Nationwide Construction & Portfolio Lending at Waterstone Mortgage

Independent Broker

4.7(10)

Status: Operational

Sacramento, CA
(916) 798-3000
FHA LoanConventional LoanConstruction / Rehab LoanVA Loan

Waterstone Mortgage Corporation

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 798-3000
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Guild Mortgage - Marco Guerra

Independent Broker

5(10)

Status: Operational

Santa Rosa, CA
(510) 872-3333
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Home Funding Corp.

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(800) 308-4999
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Jennifer Kempton

Independent Broker

5(5)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Tony Falbo at Homeowners Financial Group USA, LLC

Independent Broker

4.8(4)

Status: Operational

Santa Rosa, CA
(707) 326-7353
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Capay has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage - Woodland, CA (West), located in Woodland just 17.3 miles away.

Community Trust

These local professionals maintain a combined 3762 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.