Compare Reverse Mortgage Lenders in Capistrano Beach, California

Residents of Capistrano Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Capistrano Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Capistrano Beach200 Providers Total

​Jale Goztepe: Mortgage Broker

Independent Broker

4.9(68)

Status: Operational

San Juan Capistrano, CA
(949) 294-8076
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Breeze Funding, Inc.

Independent Broker

5(111)

Status: Operational

San Clemente, CA
(855) 346-7283
Conventional LoanRefinanceFHA LoanVA LoanInvestment Property Loan

NEXA Mortgage LLC.: Alan Parker-Duke

Independent Broker

5(1)

Status: Operational

San Juan Capistrano, CA
(949) 842-4737
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Marlene Imelda Damian

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(626) 536-1195
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Lynch

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(949) 468-3689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

William Hockett

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(858) 335-0843
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David Self

Independent Broker

5(2)

Status: Operational

San Clemente, CA
(949) 742-1184
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rissling Home Lending

Independent Broker

No Reviews

Status: Operational

Laguna Niguel, CA
(310) 901-3918
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Avid Mortgage Solutions

Independent Broker

5(73)

Status: Operational

San Clemente, CA
(949) 429-3700
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

GM Funding

Independent Broker

5(247)

Status: Operational

San Clemente, CA
(949) 688-7779
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Payless Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(949) 385-3007
Reverse MortgageJumbo Loan

LifeSource Mortgage

Independent Broker

5(32)

Status: Operational

San Clemente, CA
(949) 492-2252
Reverse MortgageFHA LoanJumbo LoanVA Loan

Omega 1 Funding

Independent Broker

5(21)

Status: Operational

San Juan Capistrano, CA
(949) 828-6228
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Linear Home Loans Inc.

Independent Broker

5(27)

Status: Operational

San Juan Capistrano, CA
(800) 967-3020
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Green Monarch Reverse Mortgage

Independent Broker

5(9)

Status: Operational

San Clemente, CA
(800) 345-2041
Reverse MortgageJumbo Loan

Local Area Summary

Active Coverage

Capistrano Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guaranteed Rate, located in Dana Point just 2.0 miles away.

Community Trust

These local professionals maintain a combined 8252 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.