Compare Reverse Mortgage Lenders in Capitola, California

Residents of Capitola have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Capitola

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Capitola195 Providers Total

Westside Mortgage Group

Independent Broker

5(2)

Status: Operational

Los Gatos, CA
(408) 354-1864
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

New American Funding - Chris Allen

Independent Broker

5(9)

Status: Operational

Los Gatos, CA
(408) 722-9007
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Mary Hou

Independent Broker

4.9(14)

Status: Operational

Los Gatos, CA
(253) 523-3098
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Josh Martin

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 781-6881
Conventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

New American Funding - Lewis Wehner

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(916) 794-5132
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Bayview Residential Brokerage

Independent Broker

4.7(12)

Status: Operational

Los Gatos, CA
(408) 298-2591
Reverse MortgageFHA LoanVA Loan

Susan Sahami, REALTOR, Sr. Mortgage Adviser

Independent Broker

5(9)

Status: Operational

Los Gatos, CA
(408) 209-8705
FHA LoanHELOC / Home EquityRefinance

Land Home Financial Services

Independent Broker

5(7)

Status: Operational

Morgan Hill, CA
(408) 479-3090
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Global Mortgage

Independent Broker

5(126)

Status: Operational

Morgan Hill, CA
(408) 778-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Viplending

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 353-0503
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

VIP HOME LOANS

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 212-7212
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(408) 540-1142
Reverse Mortgage

C2 Financial Corporation - Elva Wormley - Mortgage Broker

Independent Broker

5(89)

Status: Operational

San Jose, CA
(408) 615-8500
USDA LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Hon Akao, Finance of America Mortgage LLC

Independent Broker

5(2)

Status: Operational

Morgan Hill, CA
(408) 891-6146
Reverse Mortgage

Mike Gallagher, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(408) 930-6064
Reverse Mortgage

Local Area Summary

Active Coverage

Capitola has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Argus Home Loans, located in Capitola just less than 1 miles away.

Community Trust

These local professionals maintain a combined 7515 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.