Reverse Mortgage Specialists in Carlsbad
Residents of Carlsbad have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Carlsbad
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Carlsbad
Janus Mortgage
Independent Broker
Status: Operational
StreicherTeam Home Loans
Independent Broker
Status: Operational
Jessica Advocat Mortgage Broker
Independent Broker
Status: Operational
Russell J. Cox - Mortgage Max
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
David McGee - Mortgage Broker - C2 Financial Corporation
Independent Broker
Status: Operational
Dan Chapman
Independent Broker
Status: Operational
Joe Crespillo - CMG Home Loans
Independent Broker
Status: Operational
Dalila Flores
Independent Broker
Status: Operational
Armani Lao - CMG Home Loans
Independent Broker
Status: Operational
Chapman Group at CMG Home Loans
Independent Broker
Status: Operational
Lisa Giacomini at Guaranteed Rate Affinity (NMLS #290781)
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175
Independent Broker
Status: Operational
America's Loan Advisors
Independent Broker
Status: Operational
FITZPATRICK CAPITAL
Independent Broker
Status: Operational
Pam Curtis Mortgage Advisor
Independent Broker
Status: Operational
Broadview Home Loans
Independent Broker
Status: Operational
Scott Evans - CrossCountry Mortgage Carlsbad
Independent Broker
Status: Operational
Raquel Ivery
Independent Broker
Status: Operational
Josh Jelsing at PGS Home Loans
Independent Broker
Status: Operational
Greg Chigas PGS Home Loans
Independent Broker
Status: Operational
Katie Burciaga PGS Home Loans
Independent Broker
Status: Operational
PGS Home Loans
Independent Broker
Status: Operational
Lineage Lending
Independent Broker
Status: Operational
Premier Home Mortgage of California
Independent Broker
Status: Operational
The Platinum Mortgage Group
Independent Broker
Status: Operational
America One Mortgage Group
Independent Broker
Status: Operational
David Todd - Reverse Mortgage Specialist in San Diego CA
Independent Broker
Status: Operational
Scott Swartz @ Loan Advisor Group
Independent Broker
Status: Operational
Cypress Realty & Mortgage
Independent Broker
Status: Operational
Reverse Lending Solutions
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Mutual of Omaha Mortgage
Independent Broker
Status: Operational
HighTechLending
Independent Broker
Status: Operational
Barrett Financial Group, L.L.C.
Independent Broker
Status: Operational
Reverse Mortgage-Christina Harmes Group
Independent Broker
Status: Operational
Nearby Lenders to Carlsbad61 Providers
Movement Mortgage
Independent Broker
Status: Operational
Simone De Lira
Independent Broker
Status: Operational
Gibran Suffy - OneTrust Home Loans
Independent Broker
Status: Operational
Mary Van Dorn - Licensed Mortgage Loan Officer
Independent Broker
Status: Operational
Alex Ramirez - Saxton Mortgage
Independent Broker
Status: Operational
Rhonda Hummel at Prosperity Home Mortgage
Independent Broker
Status: Operational
Greg Parker at Prosperity Home Mortgage
Independent Broker
Status: Operational
Danny Valentini at Prosperity Home Mortgage
Independent Broker
Status: Operational
Daniel Shay at Prosperity Home Mortgage
Independent Broker
Status: Operational
Glenn Warren at Rate (NMLS #568792)
Independent Broker
Status: Operational
Mark Angotta at Rate (NMLS #448012)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Brett Alan-Lee at Rate (NMLS #459794)
Independent Broker
Status: Operational
Nick Lynch at Rate (NMLS #632963)
Independent Broker
Status: Operational
Richard Wolff Mortgage Broker
Independent Broker
Status: Operational
C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender
Independent Broker
Status: Operational
Andy Block | C2 Financial
Independent Broker
Status: Operational
Michael D. Lowary- Mike The Loan Guy
Independent Broker
Status: Operational
Joely Perez with MyLoanMyHome Brokered by C2Financial Corporation
Independent Broker
Status: Operational
C2 Financial - Tom Caskey
Independent Broker
Status: Operational
C2 Financial
Independent Broker
Status: Operational
Tatyana Sapp - The Sapp Team
Independent Broker
Status: Operational
Clark Aliano, Mortgage Broker
Independent Broker
Status: Operational
iServe Residential Lending, LLC
Independent Broker
Status: Operational
iServe Reverse Mortgage
Independent Broker
Status: Operational
American Mortgage Bank
Independent Broker
Status: Operational
Instant Loan Processing
Independent Broker
Status: Operational
San Diego Mortgage Lending Solutions - C2 Financial
Independent Broker
Status: Operational
Carl Spiteri at OriginPoint NMLS 286890
Independent Broker
Status: Operational
Dan Cassel - Trinity Mortgage
Independent Broker
Status: Operational
EQUIS MORTGAGE GROUP
Independent Broker
Status: Operational
Kay Akel Mortgage
Independent Broker
Status: Operational
Shanne Sleder, Team Sleder - RWM Home Loans
Independent Broker
Status: Operational
Hampton Group Hard Money
Independent Broker
Status: Operational
Scott Morse - RWM Home Loans
Independent Broker
Status: Operational
C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298
Independent Broker
Status: Operational
Security InterBank Mortgage
Independent Broker
Status: Operational
Leah McBride, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Craig Brown
Independent Broker
Status: Operational
iLendGirl
Independent Broker
Status: Operational
TaliMar Financial
Independent Broker
Status: Operational
Christopher Dinofia
Independent Broker
Status: Operational
Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker
Independent Broker
Status: Operational
Scott Harmes C2 Reverse Mortgage
Independent Broker
Status: Operational
1st American Mortgage Lenders, Inc
Independent Broker
Status: Operational
Jenny Pham - JP Lending
Independent Broker
Status: Operational
Nick Maglio
Independent Broker
Status: Operational
Gaylord-Hansen Team at CrossCountry Mortgage
Independent Broker
Status: Operational
Smartfi Home Loans
Independent Broker
Status: Operational
Guild Mortgage Company
Independent Broker
Status: Operational
San Diego | La Jolla
Independent Broker
Status: Operational
Renzo Marsano - MAR Financial
Independent Broker
Status: Operational
Integrity Mortgage Group
Independent Broker
Status: Operational
Susan Rich, Mortgage Broker NMLS #246237
Independent Broker
Status: Operational
Ryan Gelardi - Saxton Mortgage LLC
Independent Broker
Status: Operational
Anchor Funding
Independent Broker
Status: Operational
USA Financial Consultants
Independent Broker
Status: Operational
San Diego Loan Company | San Diego Reverse Mortgage Specialists
Independent Broker
Status: Operational
Direct Capital Mortgage
Independent Broker
Status: Operational
Liberty National Lending Group: Mike Beal, Mortgage Lender NMLS #236308
Independent Broker
Status: Operational
Liberty National Lending Group
Independent Broker
Status: Operational
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Local Area Summary
Active Coverage
Carlsbad has 98 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Janus Mortgage, located in Carlsbad just 0.7 miles away.
Community Trust
These local professionals maintain a combined 2762 verified reviews with a strong 4.5 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.