Reverse Mortgage Specialists in Carmel By The Sea
Whether you need a standard HECM or a jumbo reverse mortgage in Carmel By The Sea, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Carmel By The Sea
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Carmel By The Sea
Alex Salmoun
Independent Broker
Status: Operational
Nearby Lenders to Carmel By The Sea90 Providers
Steve Mitchell - C2 Financial Corporation
Independent Broker
Status: Operational
Shannon N. James / Mortgage Advisor
Independent Broker
Status: Operational
CMG Financial
Independent Broker
Status: Operational
TreeHouse Mortgage Group
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Galen Call Certified Reverse Mortgage Professional
Independent Broker
Status: Operational
HCS Equity
Independent Broker
Status: Operational
Bridget Hughbanks Villicana at CrossCountry Mortgage
Independent Broker
Status: Operational
Mike Gallagher at CrossCountry Mortgage
Independent Broker
Status: Operational
Angela Savage, Real Estate & Mortgage Broker
Independent Broker
Status: Operational
Platinum Capital Mortgage
Independent Broker
Status: Operational
Steinbeck Real Estate & Steinbeck Mortgage
Independent Broker
Status: Operational
Platinum Capital Mortgage
Independent Broker
Status: Operational
OGI Mortgage Bankers
Independent Broker
Status: Operational
Dignified Home Loans
Independent Broker
Status: Operational
Karma Mortgage Solutions
Independent Broker
Status: Operational
Bay Equity Lending: Fernando Vicente, Mortgage Broker
Independent Broker
Status: Operational
Seabright Mortgage
Independent Broker
Status: Operational
James Saville II at Concept Mortgage
Independent Broker
Status: Operational
Concept Mortgage
Independent Broker
Status: Operational
Jennifer Walker at Rate (NMLS #277784)
Independent Broker
Status: Operational
Joe Hutson at Rate (NMLS #447536)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Financial Solution Home Loans- Reverse and Forward mortgages. Jeri Skipper
Independent Broker
Status: Operational
Argus Home Loans
Independent Broker
Status: Operational
Dwayne Dawson - Argus Home Loans Real Estate Financing
Independent Broker
Status: Operational
Dwayne Dawson - Senior Loan Officer, Broker
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Victor D. Romero - Santa Cruz Lending Group
Independent Broker
Status: Operational
Jessie Brumbaugh - Santa Cruz Lending Group
Independent Broker
Status: Operational
Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation
Independent Broker
Status: Operational
Barrett Garner, NMLS #252352
Independent Broker
Status: Operational
Tai Boutell - Santa Cruz Lending Group
Independent Broker
Status: Operational
The Junod Team- CrossCountry Mortgage
Independent Broker
Status: Operational
Jean Adams at CrossCountry Mortgage
Independent Broker
Status: Operational
Tony Crane at CrossCountry Mortgage
Independent Broker
Status: Operational
Heath Adams at CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Manuel Dena III, Monterey Bay Mortgage
Independent Broker
Status: Operational
Monterey Bay Mortgage, powered by CMG Financial NMLS 1820
Independent Broker
Status: Operational
Forrest Cambell, MLO 245437
Independent Broker
Status: Operational
Scott Goodrich, Monterey Bay Mortgage
Independent Broker
Status: Operational
Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Michael Hermann
Independent Broker
Status: Operational
Dan Casagrande
Independent Broker
Status: Operational
Seabright Mortgage
Independent Broker
Status: Operational
Brent Edwards Producing Branch Manager
Independent Broker
Status: Operational
Marina Watts - Reverse Mortgages
Independent Broker
Status: Operational
Loans With Mitch
Independent Broker
Status: Operational
BB Financial Solutions
Independent Broker
Status: Operational
The Home Loan Center: Dan Findrick, Mortgage Broker NMLS #283052
Independent Broker
Status: Operational
Lisa Freitas
Independent Broker
Status: Operational
Golden Eagle Mortgage Group
Independent Broker
Status: Operational
Gina Grant | Sr Loan Officer
Independent Broker
Status: Operational
Cassandra Farnese | Sr Loan Officer
Independent Broker
Status: Operational
Char Johanson at Franklin Loan Center
Independent Broker
Status: Operational
Mortgage 831
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Yvonne Claus Bessa at Rate (NMLS #453596)
Independent Broker
Status: Operational
Luis Oropeza at Rate (NMLS #289042)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Joy Taylan at Rate (NMLS #1378902)
Independent Broker
Status: Operational
Holly Darsch at Rate (NMLS #885050)
Independent Broker
Status: Operational
Carpe Diem Financial Services
Independent Broker
Status: Operational
Carlson Partners, Inc.
Independent Broker
Status: Operational
North First Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Global Mortgage
Independent Broker
Status: Operational
Edward Arioto, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Hon Akao, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Mike Gallagher, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Imelda Gonzalez Loan Officer 2351651
Independent Broker
Status: Operational
Robert Huibers, Mortgage Advisor
Independent Broker
Status: Operational
Michele Reen at Citywide (NMLS #304120)
Independent Broker
Ready to help with your HECM goals.
Michael Jacobs at Citywide (NMLS #309559)
Independent Broker
Status: Operational
Silicon Valley Mortgage
Independent Broker
Status: Operational
Westside Mortgage Group
Independent Broker
Status: Operational
New American Funding - Josh Martin
Independent Broker
Status: Operational
New American Funding - Mary Hou
Independent Broker
Status: Operational
New American Funding - Chris Allen
Independent Broker
Status: Operational
New American Funding - Lewis Wehner
Independent Broker
Status: Operational
Community West Mortgage
Independent Broker
Status: Operational
Viplending
Independent Broker
Status: Operational
VIP HOME LOANS
Independent Broker
Status: Operational
Bayview Residential Brokerage
Independent Broker
Status: Operational
Susan Sahami, REALTOR, Sr. Mortgage Adviser
Independent Broker
Status: Operational
C2 Financial Corporation - Elva Wormley - Mortgage Broker
Independent Broker
Status: Operational
Reverse Mortgage Branch, Linda Weilert
Independent Broker
Status: Operational
Chris Johnson - Assoc. Broker for Affinity Mortgage NMLS #235072
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Carmel By The Sea has 91 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Alex Salmoun, located in Carmel-By-The-Sea just 1.4 miles away.
Community Trust
These local professionals maintain a combined 1365 verified reviews with a strong 3.3 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.