Compare Reverse Mortgage Lenders in Carmel By The Sea, California
Whether you need a standard HECM or a jumbo reverse mortgage in Carmel By The Sea, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Carmel By The Sea
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Carmel By The Sea90 Providers Total
Michele Reen at Citywide (NMLS #304120)
Independent Broker
Ready to help with your HECM goals.
Michael Jacobs at Citywide (NMLS #309559)
Independent Broker
Status: Operational
Silicon Valley Mortgage
Independent Broker
Status: Operational
Westside Mortgage Group
Independent Broker
Status: Operational
New American Funding - Josh Martin
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
New American Funding - Mary Hou
Independent Broker
Status: Operational
New American Funding - Chris Allen
Independent Broker
Status: Operational
New American Funding - Lewis Wehner
Independent Broker
Status: Operational
Community West Mortgage
Independent Broker
Status: Operational
Viplending
Independent Broker
Status: Operational
VIP HOME LOANS
Independent Broker
Status: Operational
Bayview Residential Brokerage
Independent Broker
Status: Operational
Susan Sahami, REALTOR, Sr. Mortgage Adviser
Independent Broker
Status: Operational
C2 Financial Corporation - Elva Wormley - Mortgage Broker
Independent Broker
Status: Operational
Reverse Mortgage Branch, Linda Weilert
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Carmel By The Sea has 91 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Alex Salmoun, located in Carmel-By-The-Sea just 1.4 miles away.
Community Trust
These local professionals maintain a combined 1365 verified reviews with a strong 3.3 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.