Reverse Mortgage Specialists in Carnelian Bay

Whether you need a standard HECM or a jumbo reverse mortgage in Carnelian Bay, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Carnelian Bay

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Carnelian Bay74 Providers

Nicole Francis at CrossCountry Mortgage

Independent Broker

4.6(12)

Status: Operational

Tahoe City, CA
(775) 846-1839
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Royal Kuckhoff - Movement Mortgage

Independent Broker

5(30)

Status: Operational

Incline Village, NV
(239) 294-1372
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Incline Village, NV
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Truckee, CA
(916) 789-1688
Reverse Mortgage

AXEN Mortgage

Independent Broker

5(3)

Status: Operational

Incline Village, NV
(775) 298-7800
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Dignified Home Loans

Independent Broker

No Reviews

Status: Operational

Carson City, NV
(775) 750-3879
Reverse MortgageRefinance

The Kiernan Team- CrossCountry Mortgage

Independent Broker

5(3)

Status: Operational

Carson City, NV
(775) 770-0442
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CTC Financial, Inc

Independent Broker

4.9(42)

Status: Operational

Carson City, NV
(775) 883-2220
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Primary Residential Mortgage, Inc. - Reno

Independent Broker

No Reviews

Status: Operational

Carson City, NV
(775) 624-9154
RefinanceReverse MortgageVA Loan

Michael Rayburn, Loan Officer | Movement Mortgage | NMLS-906083

Independent Broker

5(1)

Status: Operational

Carson City, NV
(775) 232-3604
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sharon Cook

Independent Broker

5(13)

Status: Operational

Carson City, NV
(775) 781-7535
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

5(3)

Status: Operational

Carson City, NV
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeffery Kale, NMLS #557023

Independent Broker

5(7)

Status: Operational

Carson City, NV
(775) 886-5711
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maggie Levin with Greenfront Mortgage

Independent Broker

5(72)

Status: Operational

Zephyr Cove, NV
(775) 260-1909
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Luna Lending

Independent Broker

5(155)

Status: Operational

Zephyr Cove, NV
(530) 314-9544
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Norm Hansen at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Zephyr Cove, NV
(775) 720-2826
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

The Half-A-Dime Mortgage Team, Movement Mortgage

Independent Broker

4.8(20)

Status: Operational

Reno, NV
(775) 240-8660
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Stephanie Hanna- Omega Mortgage Group

Independent Broker

5(97)

Status: Operational

Reno, NV
(775) 762-9114
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Big Valley Mortgage

Independent Broker

5(34)

Status: Operational

Reno, NV
(775) 372-6082
Conventional LoanFHA LoanVA Loan

Susan Consalus PrimeLending

Independent Broker

5(8)

Status: Operational

Reno, NV
(636) 399-3244
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

PrimeLending, A PlainsCapital Company: Lisa Bertok

Independent Broker

5(26)

Status: Operational

Reno, NV
(775) 560-9409
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Omega Mortgage Group

Independent Broker

No Reviews

Status: Operational

Reno, NV
(775) 473-6826
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Taylor Leathers, Premier Mortgage Resources - Mortgage Advisor

Independent Broker

5(15)

Status: Operational

Reno, NV
(775) 848-2219

Premier Mortgage Resources, LLC | Reno South

Independent Broker

5(3)

Status: Operational

Reno, NV
(775) 560-5252

Melanie Galvin, Fairway Independent Mortgage Corporation, Sierra Nevada Branch

Independent Broker

4.7(50)

Status: Operational

Reno, NV
(775) 954-1045
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Heather Gazes @ Mortgage Professionals Group

Independent Broker

5(1)

Status: Operational

Reno, NV
(510) 244-8107
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Lupe Romero, Sales Manager, NMLS 409863, GO Mortgage

Independent Broker

No Reviews

Status: Operational

Reno, NV
(775) 340-7257
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Melissa Kerick - Sr. Loan Advisor - NMLS 1041350

Independent Broker

5(16)

Status: Operational

Reno, NV
(216) 264-6791
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

5(2)

Status: Operational

Reno, NV
(775) 313-6396
Reverse MortgageRefinance

GO Mortgage

Independent Broker

4.4(9)

Status: Operational

Reno, NV
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Mortgage

Independent Broker

No Reviews

Status: Operational

Reno, NV
(775) 848-5966
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Wholesale Mortgage Services

Independent Broker

5(63)

Status: Operational

Reno, NV
(775) 825-1600
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Guild Mortgage - The Hulbert Brazil Team

Independent Broker

5(247)

Status: Operational

Reno, NV
(775) 742-4055
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Shayla Gifford

Independent Broker

4.1(9)

Status: Operational

Reno, NV
(775) 360-2737
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Rate

Independent Broker

1(1)

Status: Operational

Reno, NV
(775) 721-3212
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lake Tahoe Mortgage

Independent Broker

5(26)

Status: Operational

Reno, NV
(775) 831-9555
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Lake Tahoe Mortgage

Independent Broker

5(1)

Status: Operational

Reno, NV
(775) 831-9555
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding

Independent Broker

1(1)

Status: Operational

Reno, NV
(775) 204-0723
FHA LoanConventional LoanRefinanceVA Loan

New American Funding - Lorena Lissolo

Independent Broker

No Reviews

Status: Operational

Reno, NV
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Michael Hilton

Independent Broker

No Reviews

Status: Operational

Reno, NV
N/A

New American Funding - Ayde Espinoza

Independent Broker

No Reviews

Status: Operational

Reno, NV
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Jordan Keller

Independent Broker

No Reviews

Status: Operational

Reno, NV
(775) 204-1982
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Sanctuary Funding

Independent Broker

5(1)

Status: Operational

Reno, NV
(775) 691-8103
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Patrick Winchell

Independent Broker

4.9(15)

Status: Operational

Reno, NV
(775) 440-6125
FHA LoanConventional LoanRefinanceVA Loan

New American Funding - Lindsey Andrus

Independent Broker

5(5)

Status: Operational

Reno, NV
(775) 980-2679
FHA LoanConventional LoanRefinanceVA Loan

New American Funding - Ron Moschetti

Independent Broker

5(4)

Status: Operational

Reno, NV
(775) 384-8097
FHA LoanConventional LoanRefinanceVA Loan

Dereck Bowlen Mortgage Broker

Independent Broker

4.8(22)

Status: Operational

Reno, NV
(775) 530-9268
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Demerey Moseley

Independent Broker

5(63)

Status: Operational

Reno, NV
(775) 354-6478
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kevin Edwards Mortgage Broker

Independent Broker

5(178)

Status: Operational

Reno, NV
(775) 313-1165
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Arbor Financial Group - Patrick Winchell

Independent Broker

5(13)

Status: Operational

Reno, NV
(775) 230-5023
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Borrego Lending Group with Mortgage Professionals Group

Independent Broker

5(37)

Status: Operational

Reno, NV
(775) 690-2437
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA Loan

Haley Clark, Mortgage Broker, NMLS #1888693

Independent Broker

5(3)

Status: Operational

Reno, NV
(775) 846-8886
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Professionals Group, Inc.

Independent Broker

5(10)

Status: Operational

Reno, NV
(775) 204-0703
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Jill Lyons

Independent Broker

5(78)

Status: Operational

Reno, NV
(925) 596-0067
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Reno, NV
(775) 437-5025
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Design Financial

Independent Broker

5(2)

Status: Operational

Reno, NV
(775) 322-5791
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reno | Tahoe Mortgages

Independent Broker

5(1)

Status: Operational

Reno, NV
(775) 250-1223
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage

Independent Broker

4.3(11)

Status: Operational

Reno, NV
(775) 993-8192
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Richard Haley, NMLS: 1014469, PrimeLending

Independent Broker

5(3)

Status: Operational

Reno, NV
(775) 332-0434
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

One Nevada Credit Union - Mortgage Center

Independent Broker

5(1)

Status: Operational

Reno, NV
(800) 388-3000
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jill Reid, Certified Mortgage Advisor | NEO Home Loans

Independent Broker

5(5)

Status: Operational

Reno, NV
(775) 224-3913
HELOC / Home Equity

Jessica Jensen

Independent Broker

No Reviews

Status: Operational

Minden, NV
(775) 782-3200
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Letitia Carey at CrossCountry Mortgage, LLC | NMLS #346808

Independent Broker

No Reviews

Status: Operational

Minden, NV
(775) 846-6244
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

NCM Lending

Independent Broker

5(1)

Status: Operational

Reno, NV
(775) 862-8700
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Premier Mortgage Resources, LLC

Independent Broker

5(8)

Status: Operational

Sparks, NV
(775) 288-1016

Movement Mortgage

Independent Broker

5(2)

Status: Operational

Sparks, NV
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Cheryl Dresen, NMLS 176519, PrimeLending

Independent Broker

5(6)

Status: Operational

Sparks, NV
(775) 233-4470
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jillian Heuer

Independent Broker

5(100)

Status: Operational

Sparks, NV
(775) 771-5002
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Sparks, NV
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Chris Handy – Certified Reverse Mortgage Professional

Independent Broker

5(6)

Status: Operational

Sparks, NV
(775) 777-5669
Reverse MortgageFHA Loan

Celia Barrientos at Rate (NMLS #359496)

Independent Broker

1(1)

Status: Operational

Sparks, NV
(775) 460-4012
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Ready to help with your HECM goals.

Nevada City, CA
(530) 863-3882
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

John Voter Mortgage Advisor

Independent Broker

4.7(31)

Status: Operational

Grass Valley, CA
(530) 263-2597
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 745-6364
Reverse Mortgage

Local Area Summary

Active Coverage

Carnelian Bay has 74 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Nicole Francis at CrossCountry Mortgage, located in Tahoe City just 6.0 miles away.

Community Trust

These local professionals maintain a combined 1581 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.