Reverse Mortgage Specialists in Challenge
Whether you need a standard HECM or a jumbo reverse mortgage in Challenge, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Challenge

Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

Takes less than 60 seconds.

Takes less than 60 seconds.

Takes less than 60 seconds.
Nearby Lenders to Challenge111 Providers
CrossCountry Mortgage, LLC
Independent Broker
Ready to help with your HECM goals.
John Voter Mortgage Advisor
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Status: Operational
Nevada County Mortgage
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Movement Mortgage - Main
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Sheila Tobin, Senior Mortgage Advisor
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Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
NCM Lending
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Finance of America Mortgage LLC
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Kimberly Wydra | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
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Verger Home Loans Team powered Empire Home Loans, Inc.
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Heidi Seavers, Movement Mortgage
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Golden State Home Loans
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Jared Acosta Loan Advisor
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The Mortgage Source: Juli Matta
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Alicia Nava, Finance of America Mortgage LLC
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Status: Operational
Tiffany Chatkara, Finance of America Mortgage LLC
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Rose Mary Avila, Finance of America Mortgage LLC
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Movement Mortgage
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Peak Residential Lending - Charly Bates Home Loans
Independent Broker
Status: Operational
West Shore Mortgage
Independent Broker
Status: Operational
LEGACY LENDING - Willie Willis Home Loans
Independent Broker
Status: Operational
Legacy Lending
Independent Broker
Status: Operational
Joey Mejia - Legacy Lending
Independent Broker
Status: Operational
Legacy Lending - Ed Bevacqua
Independent Broker
Status: Operational
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
Independent Broker
Status: Operational
Troyia Ann Smith-Myers, Delta Lending Group
Independent Broker
Status: Operational
Delta Lending Group
Independent Broker
Status: Operational
Angela Parrish - Change Home Mortgage
Independent Broker
Status: Operational
Change Home Mortgage
Independent Broker
Status: Operational
Kevin Mathews Lending Team
Independent Broker
Status: Operational
Lacy Pryde, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Zing Mortgage
Independent Broker
Status: Operational
Drew Goodrow Zyng MOrtgage
Independent Broker
Ready to help with your HECM goals.
ZYNG Mortgage
Independent Broker
Status: Operational
Josh Borba - ZYNG Mortgage
Independent Broker
Status: Operational
HappyDog
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Mary Jo Payne at Rate (NMLS #295885)
Independent Broker
Status: Operational
Centurion Mortgage
Independent Broker
Status: Operational
Ryan Rivera Mortgage Team
Independent Broker
Status: Operational
Jennae Leisey - Mortgage Lender
Independent Broker
Status: Operational
The Carter Group - Randy Carter
Independent Broker
Status: Operational
Michael Poland Lending Group
Independent Broker
Status: Operational
Shan Conry at Rate (NMLS #1424003)
Independent Broker
Status: Operational
Home Loans By Shan
Independent Broker
Status: Operational
Network Mortgage
Independent Broker
Status: Operational
Mathews Mortgage
Independent Broker
Status: Operational
Hank Rhoads - American Senior Reverse Mortgage
Independent Broker
Status: Operational
Mario Reyes Jr.
Independent Broker
Status: Operational
Bianca Armanini Cox
Independent Broker
Status: Operational
Allison Denney
Independent Broker
Status: Operational
Jeff Eberhart, Edge Home Finance
Independent Broker
Status: Operational
Myles Brenner
Independent Broker
Status: Operational
Justin Lees Home Loans
Independent Broker
Status: Operational
American Pacific Mortgage (NMLS #300617)
Independent Broker
Ready to help with your HECM goals.
Michael Ferreira, Guild Mortgage
Independent Broker
Status: Operational
Revive Mortgage, Inc.
Independent Broker
Status: Operational
Cox Home Loans
Independent Broker
Status: Operational
California Loan Associates
Independent Broker
Status: Operational
MAE Capital Mortgage
Independent Broker
Status: Operational
Ben Trushkov
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
The Rodney Rose Mortgage Team – E Mortgage Capital
Independent Broker
Status: Operational
Attorneys Funding Group, Inc.
Independent Broker
Status: Operational
West Coast Lending Team
Independent Broker
Status: Operational
Homecite Mortgage Corporation
Independent Broker
Status: Operational
Infinity Home Loans, Inc
Independent Broker
Status: Operational
New American Funding - Steven Baker
Independent Broker
Status: Operational
New American Funding - Chris Lee
Independent Broker
Status: Operational
Donald Broussard, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Andrew Lippert Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Omar Carrasco
Independent Broker
Status: Operational
Petersen Loans
Independent Broker
Status: Operational
Delfs Home Loans
Independent Broker
Status: Operational
Doug Jones - Answer Home Loans
Independent Broker
Status: Operational
Roseville Reverse Mortgage - Erik C. Petersen NMLS 271253
Independent Broker
Status: Operational
Michelle Costa, Mortgage Advisor
Independent Broker
Status: Operational
Answer Home Loans Erik Petersen
Independent Broker
Status: Operational
BestRate Capital Funding Corp.
Independent Broker
Status: Operational
Answer Home Loans Darin Adams
Independent Broker
Status: Operational
Welcome Home Loans
Independent Broker
Status: Operational
D J Lenth
Independent Broker
Status: Operational
The Mortgage Lab
Independent Broker
Status: Operational
Kristin Cooper -Certified Mortgage Planner & Divorce Specialist
Independent Broker
Status: Operational
Answer Home Loans - Jayson Thompson - Mortgage Broker/Realtor
Independent Broker
Status: Operational
Green Mortgage Solutions
Independent Broker
Status: Operational
Steelman Mortgages
Independent Broker
Status: Operational
The Michael Gallagher Mortgage Team
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
Matt Crandell
Independent Broker
Status: Operational
Jeff Silver - Loan Officer - NMLS#277197
Independent Broker
Status: Operational
Jeff Silver - Big Valley Mortgage
Independent Broker
Status: Operational
Liz Andersen - Reverse Mortgage
Independent Broker
Status: Operational
American Pacific Reverse Mortgage Group
Independent Broker
Status: Operational
Partners Mortgage
Independent Broker
Status: Operational
Rusty Mendoza, Certified Mortgage Planner, NMLS 226530 -Partners Mortgage
Independent Broker
Status: Operational
Daniel O'Brien - NMLS 2279209 - Partners Mortgage
Independent Broker
Status: Operational
Katie Pastor Trinidad, Sr. Mortgage Lender NMLS #885654
Independent Broker
Status: Operational
The Ruppel Team - Mortgage Lender
Independent Broker
Status: Operational
Samantha Back at Rate (NMLS #399306)
Independent Broker
Status: Operational
KEES Lending, Inc.
Independent Broker
Status: Operational
Amy DeBusk Home Loans
Independent Broker
Status: Operational
JJ Mack Team - American Pacific Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Blair Chapman - Movement Mortgage - NMLS# 391183
Independent Broker
Status: Operational
CCX Mortgage Loan Broker | VA Home Loans | HECM Reverse Mortgage Broker | NMLS 888205
Independent Broker
Status: Operational
Guild Mortgage - Austin Braaten
Independent Broker
Status: Operational
Joe Valencia
Independent Broker
Status: Operational
NuVision Lending
Independent Broker
Status: Operational
Delta Lending Group
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Challenge has 111 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is CrossCountry Mortgage, LLC, located in Nevada City just 16.8 miles away.
Community Trust
These local professionals maintain a combined 2953 verified reviews with a strong 3.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.