Reverse Mortgage Specialists in Chico

Whether you need a standard HECM or a jumbo reverse mortgage in Chico, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Chico

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Chico

Network Mortgage

Independent Broker

5(11)

Status: Operational

Chico, CA
(530) 899-1870
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Shan Conry at Rate (NMLS #1424003)

Independent Broker

5(3)

Status: Operational

Chico, CA
(530) 295-4617
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Home Loans By Shan

Independent Broker

No Reviews

Status: Operational

Chico, CA
(530) 570-9999
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

HappyDog

Independent Broker

5(25)

Status: Operational

Chico, CA
(530) 267-6262
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Land Home Financial Services

Independent Broker

No Reviews

Status: Operational

Chico, CA
(530) 267-6262
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mario Reyes Jr.

Independent Broker

No Reviews

Status: Operational

Chico, CA
(530) 924-6483
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Bianca Armanini Cox

Independent Broker

No Reviews

Status: Operational

Chico, CA
(808) 283-9776
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Allison Denney

Independent Broker

4.5(4)

Status: Operational

Chico, CA
(530) 570-8634
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Angela Parrish - Change Home Mortgage

Independent Broker

No Reviews

Status: Operational

Chico, CA
(530) 514-7572
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

4.9(85)

Status: Operational

Chico, CA
(530) 518-1043
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Nearby Lenders to Chico14 Providers

Danielle Hernandez at Rate (NMLS #1383154)

Independent Broker

5(46)

Status: Operational

Orland, CA
(530) 888-7698
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Orland, CA
(530) 776-7389
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gene Larrea NMLS 1742440 Omega Mortgage Group

Independent Broker

5(3)

Status: Operational

Red Bluff, CA
(530) 722-8391
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Peak Residential Lending - Charly Bates Home Loans

Independent Broker

4.9(39)

Status: Operational

Yuba City, CA
(530) 218-8307
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

West Shore Mortgage

Independent Broker

5(6)

Status: Operational

Yuba City, CA
(530) 415-5186
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Yuba City, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Lending - Ed Bevacqua

Independent Broker

5(2)

Status: Operational

Yuba City, CA
(530) 682-7801
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Joey Mejia - Legacy Lending

Independent Broker

5(183)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

LEGACY LENDING - Willie Willis Home Loans

Independent Broker

5(5)

Status: Operational

Yuba City, CA
(530) 701-2221
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Lending

Independent Broker

5(24)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rose Mary Avila, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Marysville, CA
(916) 508-4406
Reverse Mortgage

Alicia Nava, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Marysville, CA
(530) 745-6354
Reverse Mortgage

Tiffany Chatkara, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Marysville, CA
(530) 300-2869
Reverse Mortgage

Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805

Independent Broker

5(141)

Status: Operational

Yuba City, CA
(530) 415-3004
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Chico has 24 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Network Mortgage, located in Chico just less than 1 miles away.

Community Trust

These local professionals maintain a combined 578 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.