Reverse Mortgage Specialists in Chualar

Finding the right HECM specialist in Chualar requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Chualar

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Chualar74 Providers

Platinum Capital Mortgage

Independent Broker

5(9)

Status: Operational

Salinas, CA
(831) 229-1116
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Steinbeck Real Estate & Steinbeck Mortgage

Independent Broker

4.8(32)

Status: Operational

Salinas, CA
(831) 417-1000
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Platinum Capital Mortgage

Independent Broker

No Reviews

Status: Operational

Salinas, CA
(831) 229-1116
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Angela Savage, Real Estate & Mortgage Broker

Independent Broker

5(2)

Status: Operational

Salinas, CA
(831) 417-1000
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

OGI Mortgage Bankers

Independent Broker

1.8(4)

Status: Operational

Salinas, CA
(831) 784-8030
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Golden Eagle Mortgage Group

Independent Broker

5(24)

Status: Operational

Hollister, CA
(831) 636-5363
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Lisa Freitas

Independent Broker

5(4)

Status: Operational

Hollister, CA
(408) 500-2838
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Gina Grant | Sr Loan Officer

Independent Broker

5(35)

Status: Operational

Hollister, CA
(831) 524-3494

Cassandra Farnese | Sr Loan Officer

Independent Broker

5(18)

Status: Operational

Hollister, CA
(831) 320-6334

Holly Darsch at Rate (NMLS #885050)

Independent Broker

5(5)

Status: Operational

Hollister, CA
(831) 888-7777
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Luis Oropeza at Rate (NMLS #289042)

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(831) 471-7742
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(408) 992-1234
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joy Taylan at Rate (NMLS #1378902)

Independent Broker

No Reviews

Status: Operational

Hollister, CA
(831) 902-2097
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Yvonne Claus Bessa at Rate (NMLS #453596)

Independent Broker

4.8(9)

Status: Operational

Hollister, CA
(831) 801-6760
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dignified Home Loans

Independent Broker

5(8)

Status: Operational

Prunedale, CA
(831) 227-2133
Reverse MortgageRefinance

Mike Gallagher at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Monterey, CA
(408) 930-6064
HELOC / Home EquityRefinance

Bridget Hughbanks Villicana at CrossCountry Mortgage

Independent Broker

5(10)

Status: Operational

Monterey, CA
(831) 920-5383
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

HCS Equity

Independent Broker

5(50)

Status: Operational

Carmel, CA
(831) 278-8622
Reverse Mortgage

CMG Financial

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 324-6400
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Galen Call Certified Reverse Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 645-1164
Reverse Mortgage

TreeHouse Mortgage Group

Independent Broker

4.9(64)

Status: Operational

Monterey, CA
(831) 645-1160
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Shannon N. James / Mortgage Advisor

Independent Broker

No Reviews

Status: Operational

Monterey, CA
(831) 869-9153
FHA LoanConventional LoanJumbo LoanVA Loan

Alex Salmoun

Independent Broker

No Reviews

Status: Operational

Carmel-By-The-Sea, CA
(831) 238-5500
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Steve Mitchell - C2 Financial Corporation

Independent Broker

5(6)

Status: Operational

Carmel, CA
(831) 801-0646
Commercial LoanReverse Mortgage

Concept Mortgage

Independent Broker

5(4)

Status: Operational

Watsonville, CA
(831) 722-6250
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

James Saville II at Concept Mortgage

Independent Broker

5(9)

Status: Operational

Watsonville, CA
(831) 535-3954
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Karma Mortgage Solutions

Independent Broker

5(1)

Status: Operational

Watsonville, CA
(831) 462-2496
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Bay Equity Lending: Fernando Vicente, Mortgage Broker

Independent Broker

5(21)

Status: Operational

Watsonville, CA
(831) 234-0336
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Seabright Mortgage

Independent Broker

5(2)

Status: Operational

Watsonville, CA
(831) 425-7880
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Carlson Partners, Inc.

Independent Broker

No Reviews

Status: Operational

Gilroy, CA
(408) 888-1965
Reverse MortgageFHA LoanVA LoanRefinance

North First Mortgage

Independent Broker

5(1)

Status: Operational

San Martin, CA
(408) 369-8890
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(408) 540-1142
Reverse Mortgage

Land Home Financial Services

Independent Broker

5(7)

Status: Operational

Morgan Hill, CA
(408) 479-3090
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Global Mortgage

Independent Broker

5(126)

Status: Operational

Morgan Hill, CA
(408) 778-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hon Akao, Finance of America Mortgage LLC

Independent Broker

5(2)

Status: Operational

Morgan Hill, CA
(408) 891-6146
Reverse Mortgage

Edward Arioto, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(480) 555-1234
Reverse Mortgage

Mike Gallagher, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Morgan Hill, CA
(408) 930-6064
Reverse Mortgage

Argus Home Loans

Independent Broker

No Reviews

Status: Operational

Capitola, CA
(831) 476-6331
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dwayne Dawson - Senior Loan Officer, Broker

Independent Broker

No Reviews

Status: Operational

Capitola, CA
(831) 588-7288
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dwayne Dawson - Argus Home Loans Real Estate Financing

Independent Broker

4.9(10)

Status: Operational

Capitola, CA
(831) 588-7288
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Financial Solution Home Loans- Reverse and Forward mortgages. Jeri Skipper

Independent Broker

5(21)

Status: Operational

Capitola, CA
(831) 818-0299

Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation

Independent Broker

5(325)

Status: Operational

Soquel, CA
(831) 257-0111
Reverse MortgageRefinance

Jessie Brumbaugh - Santa Cruz Lending Group

Independent Broker

5(2)

Status: Operational

Soquel, CA
(831) 345-6977
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Victor D. Romero - Santa Cruz Lending Group

Independent Broker

5(41)

Status: Operational

Soquel, CA
(831) 214-2172
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Barrett Garner, NMLS #252352

Independent Broker

5(9)

Status: Operational

Soquel, CA
(831) 239-9023
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Tai Boutell - Santa Cruz Lending Group

Independent Broker

5(22)

Status: Operational

Soquel, CA
(831) 419-6931
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Capitola, CA
(831) 359-4430
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Marina Watts - Reverse Mortgages

Independent Broker

5(49)

Status: Operational

Soquel, CA
(831) 535-9760
Reverse MortgageHELOC / Home Equity

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Imelda Gonzalez Loan Officer 2351651

Independent Broker

5(7)

Status: Operational

Morgan Hill, CA
(408) 608-8905
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

BB Financial Solutions

Independent Broker

5(8)

Status: Operational

Soquel, CA
(831) 475-6407
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Manuel Dena III, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(408) 605-0616
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Monterey Bay Mortgage, powered by CMG Financial NMLS 1820

Independent Broker

5(23)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Forrest Cambell, MLO 245437

Independent Broker

5(4)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Goodrich, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Home Loan Center: Dan Findrick, Mortgage Broker NMLS #283052

Independent Broker

4.8(12)

Status: Operational

Soquel, CA
(408) 315-1595
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Joe Hutson at Rate (NMLS #447536)

Independent Broker

5(3)

Status: Operational

Santa Cruz, CA
(831) 205-1582
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Rate

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 205-1582
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jennifer Walker at Rate (NMLS #277784)

Independent Broker

5(2)

Status: Operational

Santa Cruz, CA
(831) 471-7134
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(408) 297-0000
Reverse MortgageJumbo Loan

Michael Hermann

Independent Broker

5(4)

Status: Operational

Santa Cruz, CA
(818) 481-4467
Reverse MortgageJumbo Loan

Dan Casagrande

Independent Broker

5(29)

Status: Operational

Santa Cruz, CA
(831) 423-2900
Reverse MortgageJumbo Loan

Brent Edwards Producing Branch Manager

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 818-2002
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Seabright Mortgage

Independent Broker

5(1)

Status: Operational

Santa Cruz, CA
(831) 425-7880
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Junod Team- CrossCountry Mortgage

Independent Broker

5(10)

Status: Operational

Santa Cruz, CA
(831) 600-4709
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jean Adams at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Santa Cruz, CA
(831) 600-4712
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Tony Crane at CrossCountry Mortgage

Independent Broker

5(3)

Status: Operational

Santa Cruz, CA
(831) 600-1585
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Heath Adams at CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 818-2339
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Loans With Mitch

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 431-0726
Reverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Bay Equity Home Loans

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 461-0100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Char Johanson at Franklin Loan Center

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 331-0082
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage 831

Independent Broker

5(2)

Status: Operational

Scotts Valley, CA
(831) 588-7201
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Community West Mortgage

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 281-8383
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Local Area Summary

Active Coverage

Chualar has 74 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Platinum Capital Mortgage, located in Salinas just 12.3 miles away.

Community Trust

These local professionals maintain a combined 1075 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.