Compare Reverse Mortgage Lenders in Citrus Heights, California

If you're searching for reverse mortgage lenders in Citrus Heights, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Citrus Heights

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Citrus Heights194 Providers Total

Welcome Home Loans

Independent Broker

5(29)

Status: Operational

Granite Bay, CA
(916) 983-2401
Reverse MortgageConventional LoanJumbo LoanVA Loan

Kristin Cooper -Certified Mortgage Planner & Divorce Specialist

Independent Broker

5(57)

Status: Operational

Granite Bay, CA
(916) 390-4689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

D J Lenth

Independent Broker

No Reviews

Status: Operational

Granite Bay, CA
(916) 410-8903
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Mortgage Lab

Independent Broker

5(2)

Status: Operational

Granite Bay, CA
(916) 300-3030
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Answer Home Loans - Jayson Thompson - Mortgage Broker/Realtor

Independent Broker

5(56)

Status: Operational

Granite Bay, CA
(916) 208-7442
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Petersen Loans

Independent Broker

No Reviews

Status: Operational

Granite Bay, CA
(916) 521-4235
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Omar Carrasco

Independent Broker

5(28)

Status: Operational

Granite Bay, CA
(916) 995-1142
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Zane Jacobs - CMG Financial Sales Manager NMLS# 1508307

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 836-9523
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Andrey Dimitrashuk - Lending Concepts

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 909-5640
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Attorneys Funding Group, Inc.

Independent Broker

4.8(16)

Status: Operational

Roseville, CA
(916) 671-3138
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

The Rodney Rose Mortgage Team – E Mortgage Capital

Independent Broker

4.7(18)

Status: Operational

Roseville, CA
(916) 223-2775
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Infinity Home Loans, Inc

Independent Broker

5(4)

Status: Operational

Roseville, CA
(916) 838-1464
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Arbor Financial Group – Folsom Branch NMLS #2536719

Independent Broker

5(14)

Status: Operational

Folsom, CA
(916) 990-3966
Conventional LoanRefinanceCommercial LoanFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

2.1(7)

Status: Operational

Rocklin, CA
(916) 256-6486
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Citrus Heights has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Thad Stanley - Reverse Mortgage Loan Originator at American Senior, located in Citrus Heights just 1.1 miles away.

Community Trust

These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.