Reverse Mortgage Specialists in Clearlake

Whether you need a standard HECM or a jumbo reverse mortgage in Clearlake, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Clearlake

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Clearlake85 Providers

Tyler Fowler, Mortgage Broker, Fowler Mortgage Group

Independent Broker

5(14)

Status: Operational

Middletown, CA
(707) 799-9397
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066

Independent Broker

No Reviews

Status: Operational

St Helena, CA
(707) 293-1153
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cynthia Kee Reverse Mortgate Specialist

Independent Broker

No Reviews

Status: Operational

St Helena, CA
(707) 812-2102

New American Funding - Donovan Garcia

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(925) 281-0806
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Guild Mortgage - Marco Guerra

Independent Broker

5(10)

Status: Operational

Santa Rosa, CA
(510) 872-3333
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Home Funding Corp.

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(800) 308-4999
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Tony Falbo at Homeowners Financial Group USA, LLC

Independent Broker

4.8(4)

Status: Operational

Santa Rosa, CA
(707) 326-7353
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

New American Funding - Jennifer Kempton

Independent Broker

5(5)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Edith Singleton

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 203-0053
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Dan Toothman

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
N/A
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

New American Funding - Dan Samera

Independent Broker

5(9)

Status: Operational

Santa Rosa, CA
(925) 400-9125
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Erik Oquist NMLS 447900

Independent Broker

5(34)

Status: Operational

Santa Rosa, CA
(707) 889-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Alliance Reverse Mortgage

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 568-1144
Reverse MortgageJumbo LoanRefinance

Primary Residential Mortgage, Inc.

Independent Broker

4.7(9)

Status: Operational

Santa Rosa, CA
(707) 528-6519
RefinanceReverse MortgageVA Loan

Ryan Mortgage Company

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 526-2626
Commercial LoanReverse MortgageConstruction / Rehab Loan

Karine Villeggiante, GTG Financial Inc.

Independent Broker

5(1)

Status: Operational

Santa Rosa, CA
(707) 291-5889
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Glenn Groves - GTG Financial, Inc.

Independent Broker

5(168)

Status: Operational

Santa Rosa, CA
(707) 546-0440
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Carissa Abazia - Mortgage Broker

Independent Broker

5(5)

Status: Operational

Santa Rosa, CA
(707) 595-2537
Reverse MortgageConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

5(76)

Status: Operational

Santa Rosa, CA
(866) 934-7283
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Omega Mortgage Group

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 595-9205
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

WayLend

Independent Broker

5(4)

Status: Operational

Santa Rosa, CA
(707) 921-2422
Reverse MortgageInvestment Property LoanRefinance

Empower Capital Group

Independent Broker

5(22)

Status: Operational

Santa Rosa, CA
(707) 522-1887
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

WayLend-Nicole Conners

Independent Broker

5(6)

Status: Operational

Santa Rosa, CA
(707) 615-7261
Reverse MortgageInvestment Property LoanRefinance

Steve Cameron | Senior Mortgage Advisor | NMLS 253275

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 849-8523
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

John Sannar | Senior Loan Advisor | NMLS 255606

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 529-2836
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Bill Barnett | Senior Mortgage Advisor | NMLS 258603

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 888-9997
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Richard McChinak | CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 292-5866
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage - Bank of America

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 583-8100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Seliga Financial

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 577-8737
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Guillermo "Memo" Zazueta - Nexa Mortgage NMLS#1771204

Independent Broker

5(45)

Status: Operational

Ukiah, CA
(707) 477-9634
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paramount Residential Mortgage Group, Inc.

Independent Broker

No Reviews

Status: Operational

Ukiah, CA
(866) 776-4937
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Arlene Kraushaar

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 337-9311
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jamelie Samonte

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 696-6054
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

California Home Loans

Independent Broker

5(3)

Status: Operational

Santa Rosa, CA
(707) 536-1095
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

America's Home Loans - Santa Rosa CA

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 579-5411
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Guerneville, CA
(707) 604-7542
Reverse Mortgage

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Sebastopol, CA
(707) 887-1275
Reverse Mortgage

HP Investments

Independent Broker

5(2)

Status: Operational

Rohnert Park, CA
(707) 581-6999
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Envoy Mortgage - Woodland, CA (West)

Independent Broker

5(23)

Status: Operational

Woodland, CA
(530) 278-8082
RefinanceReverse MortgageVA Loan

Ted Aanestad - Sonoma Home Loans

Independent Broker

5(52)

Status: Operational

Rohnert Park, CA
(707) 477-0945
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Tommy Mortgage

Independent Broker

5(47)

Status: Operational

Rohnert Park, CA
(707) 569-4714
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Barbara Zendejas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(530) 867-5056
Reverse Mortgage

Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending

Independent Broker

5(15)

Status: Operational

Woodland, CA
(530) 207-8900
Reverse MortgageHELOC / Home EquityRefinance

Adriana Lopez at Rate (NMLS #708428)

Independent Broker

5(4)

Status: Operational

Woodland, CA
(916) 210-1851
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Anna Medina at Rate (NMLS #453503)

Independent Broker

5(3)

Status: Operational

Woodland, CA
(530) 681-0759
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(916) 210-1856
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susan Spann - PrimeLending Woodland Mortgage Lender

Independent Broker

4.9(108)

Status: Operational

Woodland, CA
(530) 400-9332
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender

Independent Broker

4.4(7)

Status: Operational

Woodland, CA
(530) 681-9873
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Napa, CA
(925) 405-1150
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Edith Guitron at Rate

Independent Broker

5(16)

Status: Operational

Napa, CA
(707) 363-5782
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Judy Bickell at Guaranteed Rate

Independent Broker

5(11)

Status: Operational

Napa, CA
(707) 492-2497
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Reina Perkins at Rate (NMLS #856071)

Independent Broker

5(17)

Status: Operational

Napa, CA
(707) 318-3774
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Araceli Morales at Rate (NMLS #459486)

Independent Broker

5(3)

Status: Operational

Napa, CA
(707) 559-9715
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jan Wamsley at Rate (NMLS #337651)

Independent Broker

5(1)

Status: Operational

Napa, CA
(707) 765-5917
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 492-1122
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 933-1667
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Brouse at Rate Reverse (NMLS #805832)

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 888-8230

Gary Umholtz at Rate (NMLS #302500)

Independent Broker

5(5)

Status: Operational

Sonoma, CA
(707) 492-1126
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 492-1126
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mitchell Mortgage

Independent Broker

5(5)

Status: Operational

Woodland, CA
(530) 406-2200
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Solutions, Inc

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 259-5272
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Hilda Hensley-Hensley Mortgage Group

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 254-8891
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Araceli Morales - Mortgage Loan Officer

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 266-7161
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jan Wamsley at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Napa, CA
(707) 322-9156
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shamrock Mortgage Solutions Sean Marek

Independent Broker

4.8(23)

Status: Operational

Napa, CA
(707) 332-8352
RefinanceFHA LoanJumbo LoanVA Loan

Pinnacle Capital Mortgage

Independent Broker

5(2)

Status: Operational

Napa, CA
(707) 222-3104
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 887-7950
Reverse Mortgage

Chase Miles at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(214) 980-8589
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Daniel Pitassy at CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 710-8862
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(415) 717-7155
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Cadet | CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Petaluma, CA
(707) 981-0524
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Custom Lending Group

Independent Broker

5(45)

Status: Operational

Napa, CA
(707) 252-2700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA Loan

Rate

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 492-1122
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Linda Zaiss at Rate (NMLS #8991)

Independent Broker

5(9)

Status: Operational

Napa, CA
(925) 918-0007
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Supreme Lending Napa

Independent Broker

No Reviews

Status: Operational

Napa, CA
(707) 246-9497
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Legacy Lending - Ed Bevacqua

Independent Broker

5(2)

Status: Operational

Yuba City, CA
(530) 682-7801
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

LEGACY LENDING - Willie Willis Home Loans

Independent Broker

5(5)

Status: Operational

Yuba City, CA
(530) 701-2221
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Legacy Lending

Independent Broker

5(24)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Joey Mejia - Legacy Lending

Independent Broker

5(183)

Status: Operational

Yuba City, CA
(530) 855-5626
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

West Shore Mortgage

Independent Broker

5(6)

Status: Operational

Yuba City, CA
(530) 415-5186
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Peak Residential Lending - Charly Bates Home Loans

Independent Broker

4.9(39)

Status: Operational

Yuba City, CA
(530) 218-8307
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Kyle Hornstein | Mortgage Advisor

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(510) 590-8150
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

Megan Sovel | Senior Mortgage Advisor | NMLS 257092

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 484-5146
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Jim Bennett | Senior Mortgage Advisor | NMLS 253316

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 217-2999
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805

Independent Broker

5(141)

Status: Operational

Yuba City, CA
(530) 415-3004
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Clearlake has 85 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Tyler Fowler, Mortgage Broker, Fowler Mortgage Group, located in Middletown just 15.6 miles away.

Community Trust

These local professionals maintain a combined 1218 verified reviews with a strong 3.2 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.