Compare Reverse Mortgage Lenders in Clements, California

Residents of Clements have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Clements

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Clements200 Providers Total

Coast Home Loans

Independent Broker

5(6)

Status: Operational

Sacramento, CA
(209) 900-2904
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Miroslava Ramirez - CrossCountry Mortgage

Independent Broker

4.9(13)

Status: Operational

Manteca, CA
(909) 532-1846
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Main Street Mortgage: Mark Hughes

Independent Broker

5(11)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Main Street Mortgage Consultants

Independent Broker

5(1)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Greg MacDonald

Independent Broker

5(4)

Status: Operational

Murphys, CA
(209) 728-9898
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Golden Bear Mortgage Corporation

Independent Broker

5(45)

Status: Operational

Folsom, CA
(916) 761-2327
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

The Chris Kennedy Team at Reliant Lending

Independent Broker

5(139)

Status: Operational

Sacramento, CA
(916) 794-0777
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reliant Lending

Independent Broker

2.1(7)

Status: Operational

Sacramento, CA
(916) 799-3256
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Integrity Mortgage

Independent Broker

5(80)

Status: Operational

Orangevale, CA
(916) 987-0899
Conventional LoanFHA Loan

Stacey Renee Stowe, Mortgage Loan Originator, NMLS#1489105

Independent Broker

5(15)

Status: Operational

Vallecito, CA
(209) 890-7548
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

Guild Mortgage - Troy Bird

Independent Broker

5(5)

Status: Operational

Sacramento, CA
(916) 202-8769
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tri Valley Home Loans LLC

Independent Broker

5(45)

Status: Operational

Fair Oaks, CA
(916) 905-2500
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Clements has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Dave Campagna - Big Valley Mortgage - NMLS #286534, located in Lodi just 14.4 miles away.

Community Trust

These local professionals maintain a combined 4467 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.