Compare Reverse Mortgage Lenders in Cool, California

Residents of Cool have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cool

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cool199 Providers Total

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 745-6364
Reverse Mortgage

NCM Lending

Independent Broker

5(9)

Status: Operational

Grass Valley, CA
(530) 271-5500
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sheila Tobin, Senior Mortgage Advisor

Independent Broker

5(19)

Status: Operational

Grass Valley, CA
(530) 270-9635
Reverse Mortgage

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Nevada County Mortgage

Independent Broker

5(172)

Status: Operational

Grass Valley, CA
(530) 274-0916
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Movement Mortgage - Main

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

John Voter Mortgage Advisor

Independent Broker

4.7(31)

Status: Operational

Grass Valley, CA
(530) 263-2597
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Patron Mortgage

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 529-3707
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Ready to help with your HECM goals.

Nevada City, CA
(530) 863-3882
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

ReverseMortgageGuides.org

Independent Broker

No Reviews

Status: Operational

Rancho Cordova, CA
(800) 966-7211

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Anthony Cesarini at Xpert Home Lending

Independent Broker

5(12)

Status: Operational

Sacramento, CA
(916) 995-5170
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

The Harris Team - Xpert Home Lending

Independent Broker

5(56)

Status: Operational

Sacramento, CA
(916) 765-4783
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cool has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mathews Mortgage, located in Cool just 1.5 miles away.

Community Trust

These local professionals maintain a combined 5500 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.