Compare Reverse Mortgage Lenders in Cool, California

Residents of Cool have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cool

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cool199 Providers Total

Hank Rhoads - American Senior Reverse Mortgage

Independent Broker

5(9)

Status: Operational

Lincoln, CA
(916) 409-7424
Reverse Mortgage

Tony Lomatchinski | EZ Mortgages

Independent Broker

5(4)

Status: Operational

Placerville, CA
(916) 586-5552
USDA LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA Loan

EZ Mortgages

Independent Broker

5(24)

Status: Operational

Placerville, CA
(530) 303-3643
USDA LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA Loan

Jenn Davis - HomeGuide Mortgage Senior Loan Officer NMLS# 240738

Independent Broker

5(5)

Status: Operational

Cameron Park, CA
(916) 530-2798
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

4.8(18)

Status: Operational

Cameron Park, CA
(530) 586-0923
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

California Loan Associates

Independent Broker

5(92)

Status: Operational

Rocklin, CA
(916) 626-5599
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

Roseville, CA
(877) 314-1502
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Paula Harvey - HomeGuide Mortgage

Independent Broker

5(1)

Status: Operational

El Dorado Hills, CA
(916) 530-2230
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Samantha Back at Rate (NMLS #399306)

Independent Broker

5(3)

Status: Operational

Roseville, CA
(916) 235-9369
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Ruppel Team - Mortgage Lender

Independent Broker

4.9(49)

Status: Operational

Roseville, CA
(916) 846-9409
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Amy DeBusk Home Loans

Independent Broker

5(126)

Status: Operational

Roseville, CA
(916) 705-2557
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

KEES Lending, Inc.

Independent Broker

4.9(46)

Status: Operational

Roseville, CA
(916) 560-1930
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Joe Valencia

Independent Broker

5(6)

Status: Operational

Roseville, CA
(530) 290-6437
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

NuVision Lending

Independent Broker

5(83)

Status: Operational

Roseville, CA
(888) 506-6998
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

5(26)

Status: Operational

Roseville, CA
(916) 532-9990
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cool has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mathews Mortgage, located in Cool just 1.5 miles away.

Community Trust

These local professionals maintain a combined 5500 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.