Compare Reverse Mortgage Lenders in Costa Mesa, California

If you're searching for reverse mortgage lenders in Costa Mesa, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Costa Mesa

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Costa Mesa190 Providers Total

Alan Maddox - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(805) 551-9922
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Aaron Friedman - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 318-4445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Anshika Khurana - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(213) 219-2688
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Matt Hang - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 462-9611
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Andres Amaya - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(408) 333-9933
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Phillip Nguyen - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(857) 777-6677
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Joe Wang - Loan Officer at Loan Factory

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(626) 241-0395
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Professional Mortgage

Independent Broker

5(11)

Status: Operational

Tustin, CA
(714) 436-9990
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Loan Factory - Where we build your dream

Independent Broker

No Reviews

Status: Operational

Midway City, CA
(714) 855-6232
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

OC Home Loans and Finance

Independent Broker

4.9(14)

Status: Operational

Tustin, CA
(949) 422-8694
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Nations Financial Mortgage

Independent Broker

No Reviews

Status: Operational

Tustin, CA
(888) 244-4164
Reverse MortgageJumbo LoanHELOC / Home Equity

William "Rick Dale" West Capital Lending

Independent Broker

5(10)

Status: Operational

Tustin, CA
(720) 800-6155
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Namy

Independent Broker

5(33)

Status: Operational

Garden Grove, CA
(888) 528-8825
Conventional LoanFHA LoanVA Loan

The Mortgage Corner, Inc.

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 244-6995
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Adaptive Mortgage Solutions, Inc.

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 303-8454
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Costa Mesa has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Craig Trulli - NMLS 306088 - PrimeLending, located in Costa Mesa just 0.9 miles away.

Community Trust

These local professionals maintain a combined 8642 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.