Compare Reverse Mortgage Lenders in Cotati, California

If you're searching for reverse mortgage lenders in Cotati, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cotati

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cotati200 Providers Total

Ted Aanestad - Sonoma Home Loans

Independent Broker

5(52)

Status: Operational

Rohnert Park, CA
(707) 477-0945
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Tommy Mortgage

Independent Broker

5(47)

Status: Operational

Rohnert Park, CA
(707) 569-4714
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

HP Investments

Independent Broker

5(2)

Status: Operational

Rohnert Park, CA
(707) 581-6999
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Chase Miles at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(214) 980-8589
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Cadet | CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Petaluma, CA
(707) 981-0524
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Daniel Pitassy at CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 710-8862
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(415) 717-7155
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tam Funding

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(415) 324-9225
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Jim Bennett | Senior Mortgage Advisor | NMLS 253316

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 217-2999
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

Megan Sovel | Senior Mortgage Advisor | NMLS 257092

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(707) 484-5146
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Kyle Hornstein | Mortgage Advisor

Independent Broker

No Reviews

Status: Operational

Petaluma, CA
(510) 590-8150
USDA LoanConventional LoanReverse MortgageFHA LoanJumbo Loan

America's Home Loans - Petaluma CA

Independent Broker

5(21)

Status: Operational

Petaluma, CA
(707) 763-7900
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Reliant Mortgage Group - Juan Rivera

Independent Broker

5(14)

Status: Operational

Petaluma, CA
(415) 798-0320
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Supreme Lending

Independent Broker

5(5)

Status: Operational

Petaluma, CA
(415) 990-6907
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Seliga Financial

Independent Broker

No Reviews

Status: Operational

Santa Rosa, CA
(707) 577-8737
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan
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Local Area Summary

Active Coverage

Cotati has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ted Aanestad - Sonoma Home Loans, located in Rohnert Park just 1.4 miles away.

Community Trust

These local professionals maintain a combined 3024 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.