Compare Reverse Mortgage Lenders in Cotati, California

If you're searching for reverse mortgage lenders in Cotati, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cotati

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cotati200 Providers Total

Dejon Smith

Independent Broker

No Reviews

Status: Operational

Oakland, CA
(510) 862-5164
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Elizabeth Bernal

Independent Broker

5(2)

Status: Operational

Oakland, CA
(510) 825-2037
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jim Valler, Finance of America Mortgage LLC

Independent Broker

5(1)

Status: Operational

Oakland, CA
(510) 220-6610
Reverse Mortgage

Renee Tucker, branch manager, Supreme Lending

Independent Broker

5(6)

Status: Operational

San Francisco, CA
(510) 682-3990
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Concord, CA
(925) 272-2061
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Financial Network Funding Group

Independent Broker

5(3)

Status: Operational

Pleasant Hill, CA
(925) 798-1724
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Private Money Bancorp Inc DBA Coast Capital Home Loans

Independent Broker

5(1)

Status: Operational

Concord, CA
(925) 202-9942
Reverse MortgageRefinance

Kari Pond

Independent Broker

No Reviews

Status: Operational

Concord, CA
(925) 433-0776
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brian Reeg

Independent Broker

5(76)

Status: Operational

Concord, CA
(925) 303-0915
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Greg Farrand

Independent Broker

No Reviews

Status: Operational

Concord, CA
(925) 405-1183
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jason Wheeler - Bay Area Mortgage Broker Rates

Independent Broker

No Reviews

Status: Operational

Pleasant Hill, CA
(925) 285-2172
Conventional LoanJumbo LoanVA Loan

Land Home Financial Services, Inc.

Independent Broker

4.6(150)

Status: Operational

Concord, CA
(800) 241-5263
Reverse MortgageConstruction / Rehab LoanRefinance

Al Sanli - Advantage Funding

Independent Broker

5(21)

Status: Operational

Orinda, CA
(925) 628-6200
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

5(13)

Status: Operational

San Francisco, CA
(415) 368-3540
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Arbor Financial Group

Independent Broker

5(7)

Status: Operational

Pleasant Hill, CA
(661) 965-0088
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cotati has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ted Aanestad - Sonoma Home Loans, located in Rohnert Park just 1.4 miles away.

Community Trust

These local professionals maintain a combined 3024 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.