Compare Reverse Mortgage Lenders in Cotati, California

If you're searching for reverse mortgage lenders in Cotati, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cotati

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Cotati200 Providers Total

US Financial Mortgage Lending

Independent Broker

5(8)

Status: Operational

El Sobrante, CA
(510) 758-3035
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mary Rohrs at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(707) 759-5129
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

David Cary, Mortgage Broker, C2 Financial Corporation

Independent Broker

5(10)

Status: Operational

Sausalito, CA
(415) 924-4400
FHA LoanReverse MortgageConventional LoanJumbo Loan

Guy Benjamin at Rate (NMLS #887909)

Independent Broker

5(1)

Status: Operational

Benicia, CA
(707) 392-5179
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

4.8(21)

Status: Operational

Benicia, CA
(707) 392-5179
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Citywide Home Loans

Independent Broker

No Reviews

Status: Operational

Fairfield, CA
(855) 225-2841
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jia Liang Loan Officer (Loan Factory)

Independent Broker

No Reviews

Status: Operational

Richmond, CA
(628) 333-9083
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Brokerage California - Lanny Clark - C2 Financial Corporation

Independent Broker

5(11)

Status: Operational

Albany, CA
(510) 900-7520
Conventional LoanCommercial LoanFHA LoanVA LoanConstruction / Rehab Loan

California Mortgage Advisors, Inc

Independent Broker

5(1)

Ready to help with your HECM goals.

Albany, CA
(510) 500-8672
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Silverado Home Mortgage

Independent Broker

5(4)

Status: Operational

Martinez, CA
(925) 956-2674
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Oak Leaf Funding

Independent Broker

5(14)

Status: Operational

Albany, CA
(510) 525-2024
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joe Rapisarda Mortgage

Independent Broker

5(28)

Status: Operational

Vacaville, CA
(707) 208-1916
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Solano Mortgage

Independent Broker

5(119)

Status: Operational

Vacaville, CA
(707) 449-4777
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Land Home Financial Services - Vacaville, (Alamo)

Independent Broker

5(1)

Status: Operational

Vacaville, CA
(707) 385-1370
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Cornerstone Real Estate, Home Loans & Property Management, Inc.

Independent Broker

5(191)

Status: Operational

Vacaville, CA
(707) 447-8120
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Cotati has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ted Aanestad - Sonoma Home Loans, located in Rohnert Park just 1.4 miles away.

Community Trust

These local professionals maintain a combined 3024 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.