Compare Reverse Mortgage Lenders in Cypress, California

Finding the right HECM specialist in Cypress requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Cypress

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Cypress

US Capital Corp

Independent Broker

5(2)

Status: Operational

Cypress, CA
(714) 553-5320
Reverse MortgageRefinance

Kinetic Mortgage

Independent Broker

5(9)

Status: Operational

Cypress, CA
(714) 761-8187
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Joe Soto Team - Home Loan Specialists

Independent Broker

5(74)

Status: Operational

Cypress, CA
(714) 820-1535
Reverse MortgageHELOC / Home EquityInvestment Property LoanRefinance

Irvin Lopez at CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Cypress, CA
(714) 820-9062
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

John Frank Mortgage

Independent Broker

No Reviews

Status: Operational

Cypress, CA
(562) 391-0266
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Nearby Lenders to Cypress195 Providers Total

American Bankers Mortgage

Independent Broker

5(14)

Status: Operational

Los Alamitos, CA
(949) 310-0057
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Elite One Home Loans

Independent Broker

No Reviews

Status: Operational

Los Alamitos, CA
(714) 820-4048
USDA LoanCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Cali Home Lending: Dan Draitser

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(949) 295-5334
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Cal Cities Mortgage, Inc.

Independent Broker

No Reviews

Ready to help with your HECM goals.

Los Alamitos, CA
(562) 516-2603
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Prospect Lending

Independent Broker

5(28)

Status: Operational

Los Alamitos, CA
(562) 444-8448
USDA LoanHELOC / Home EquityConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Carlos Moreno Mortgage Pro

Independent Broker

5(7)

Status: Operational

Garden Grove, CA
(424) 241-6994
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo Loan

Eddie Villalobos

Independent Broker

5(1)

Status: Operational

La Palma, CA
(562) 280-9615
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanInvestment Property LoanConstruction / Rehab Loan

Garden Park Mortgage

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(714) 719-0048
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Elite One Mortgage

Independent Broker

No Reviews

Status: Operational

Westminster, CA
(714) 820-4030
USDA LoanHELOC / Home EquityConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Statewide Mortgage Services : Tuan Tu

Independent Broker

5(117)

Status: Operational

Garden Grove, CA
(949) 540-9299
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan
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Local Area Summary

Active Coverage

Cypress has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is US Capital Corp, located in Cypress just less than 1 miles away.

Community Trust

These local professionals maintain a combined 6971 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.