Compare Reverse Mortgage Lenders in Dana Point, California

If you're searching for reverse mortgage lenders in Dana Point, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Dana Point

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Dana Point197 Providers Total

Yoona Fine at Rate (NMLS #461746)

Independent Broker

5(3)

Status: Operational

Mission Viejo, CA
(949) 484-8881
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate Inc.

Independent Broker

5(42)

Status: Operational

Mission Viejo, CA
(949) 702-2292
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ocean Lending Home Loans

Independent Broker

4.7(174)

Status: Operational

Mission Viejo, CA
(888) 508-5030
Conventional LoanFHA LoanJumbo LoanVA Loan

Sean Mesdaghi, NMLS# 264444

Independent Broker

5(20)

Status: Operational

Laguna Beach, CA
(949) 377-2569
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

American Veteran Mortgage

Independent Broker

5(108)

Status: Operational

Mission Viejo, CA
(800) 705-5885
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Steven Barone - Senior Loan Officer

Independent Broker

5(8)

Status: Operational

Mission Viejo, CA
(949) 633-5462
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jeff Major C2 Financial Corp

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(949) 892-0355
Commercial LoanReverse Mortgage

Ethos Lending

Independent Broker

5(187)

Status: Operational

Mission Viejo, CA
(949) 720-1616
Reverse MortgageConventional LoanInvestment Property LoanRefinance

South Coast Funding Group

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(949) 367-1317
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Marlene Imelda Damian

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(626) 536-1195
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Lynch

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(949) 468-3689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

William Hockett

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(858) 335-0843
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David Self

Independent Broker

5(2)

Status: Operational

San Clemente, CA
(949) 742-1184
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Avid Mortgage Solutions

Independent Broker

5(73)

Status: Operational

San Clemente, CA
(949) 429-3700
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Payless Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(949) 385-3007
Reverse MortgageJumbo Loan

Local Area Summary

Active Coverage

Dana Point has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Orange County Mortgage & Loan Specialist, located in Dana Point just 0.8 miles away.

Community Trust

These local professionals maintain a combined 8252 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.