Compare Reverse Mortgage Lenders in El Cajon, California

Residents of El Cajon have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Cajon

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Cajon194 Providers Total

Scott Morse - RWM Home Loans

Independent Broker

5(71)

Status: Operational

San Diego, CA
(858) 922-3575

The Christopher Company

Independent Broker

5(15)

Status: Operational

La Jolla, CA
(619) 540-6420
Reverse Mortgage

Hansen Loans Inc.

Independent Broker

5(9)

Status: Operational

La Jolla, CA
(619) 200-9570
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

American Mortgage Bank

Independent Broker

4.7(13)

Status: Operational

San Diego, CA
(877) 602-7380
Reverse MortgageConventional LoanRefinance

Dan Cassel - Trinity Mortgage

Independent Broker

5(7)

Status: Operational

San Diego, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Carl Spiteri at OriginPoint NMLS 286890

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 871-0237
USDA LoanConventional LoanFHA LoanVA LoanConstruction / Rehab Loan

Instant Loan Processing

Independent Broker

4.8(51)

Status: Operational

San Diego, CA
(888) 860-1552
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

San Diego Mortgage Lending Solutions - C2 Financial

Independent Broker

5(125)

Status: Operational

San Diego, CA
(858) 688-6813
FHA LoanConventional LoanJumbo LoanVA Loan

Diane Campochiaro at Preferred Mortgage Partners

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(619) 800-8683
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(858) 451-0620
Reverse Mortgage

Polo Financial Group INC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(877) 294-6754
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

G M Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Santa Fe, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Clark Aliano, Mortgage Broker

Independent Broker

5(29)

Status: Operational

San Diego, CA
(800) 363-5600
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

C2 Financial - Tom Caskey

Independent Broker

5(11)

Status: Operational

San Diego, CA
(760) 822-6210
Reverse MortgageJumbo Loan

Andy Block | C2 Financial

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(650) 533-0756
Reverse MortgageJumbo Loan

Local Area Summary

Active Coverage

El Cajon has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Peter Lama - Lend18 Corp- Real Estate Broker, located in El Cajon just 2.3 miles away.

Community Trust

These local professionals maintain a combined 6598 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.