Compare Reverse Mortgage Lenders in El Cajon, California

Residents of El Cajon have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Cajon

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Cajon194 Providers Total

Alex Ramirez - Saxton Mortgage

Independent Broker

5(30)

Status: Operational

San Diego, CA
(619) 853-5424
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Gibran Suffy - OneTrust Home Loans

Independent Broker

5(206)

Status: Operational

San Diego, CA
(619) 559-1000
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mary Van Dorn - Licensed Mortgage Loan Officer

Independent Broker

5(1)

Status: Operational

San Diego, CA
(949) 275-8838
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Simone De Lira

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 804-7212
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Stacy Hunjadi - Arbor Financial

Independent Broker

4.7(12)

Status: Operational

Escondido, CA
(949) 689-8089
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Becky Smith Home Loans

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 737-3000

Avant Capital

Independent Broker

5(18)

Status: Operational

Del Mar, CA
(858) 350-9407
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669

Independent Broker

5(8)

Status: Operational

Del Mar, CA
(800) 511-4080
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Express Funding Mortgage Company

Independent Broker

5(2)

Status: Operational

Del Mar, CA
(858) 259-3980
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanJumbo Loan

American Mortgage Network - Joseph S. Restivo

Independent Broker

5(1)

Status: Operational

Del Mar, CA
(619) 566-7233
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA Loan

California Mortgage Direct

Independent Broker

No Reviews

Ready to help with your HECM goals.

Del Mar, CA
(619) 566-7233
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

G M Mortgage

Independent Broker

5(17)

Status: Operational

Rancho Santa Fe, CA
(760) 632-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Pacific Sun Mortgage Co

Independent Broker

No Reviews

Status: Operational

Solana Beach, CA
(858) 436-0414
RefinanceReverse MortgageFHA LoanVA Loan

Federal Capital Funding Group - Borna Joseph Eftekari

Independent Broker

5(99)

Status: Operational

Escondido, CA
(858) 225-8586
HELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

El Cajon has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Peter Lama - Lend18 Corp- Real Estate Broker, located in El Cajon just 2.3 miles away.

Community Trust

These local professionals maintain a combined 6598 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.