Compare Reverse Mortgage Lenders in El Cajon, California

Residents of El Cajon have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Cajon

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Cajon194 Providers Total

Ian Chi

Independent Broker

5(2)

Status: Operational

Santee, CA
(916) 770-5626
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kendall Tapia at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(619) 308-6225
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Best Equity Mortgage: Joe Feinhandler

Independent Broker

5(36)

Status: Operational

La Mesa, CA
(858) 342-4836
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Cameron Harper - Mortgage Professional

Independent Broker

5(175)

Status: Operational

La Mesa, CA
(661) 619-1610
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Team DPA at Western Capital Mortgage

Independent Broker

1(1)

Status: Operational

La Mesa, CA
(619) 994-4202
RefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

David Bushey, NMLS: 263752, PrimeLending

Independent Broker

5(6)

Status: Operational

La Mesa, CA
(619) 843-5526
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Patterson Team

Independent Broker

5(8)

Status: Operational

La Mesa, CA
(619) 270-9100
Reverse MortgageConventional LoanConstruction / Rehab LoanVA Loan

CrossCountry Mortgage | San Diego

Independent Broker

4.7(57)

Status: Operational

La Mesa, CA
(619) 520-1018
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Broadview Home Loans

Independent Broker

5(21)

Status: Operational

La Mesa, CA
(619) 749-0550
Reverse MortgageRefinance

Ariale Gomez- Reverse Mortgages

Independent Broker

5(3)

Status: Operational

La Mesa, CA
(858) 633-7501
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Renee Konstantine, Reverse Mortgage Specialist/CRMP

Independent Broker

5(24)

Status: Operational

La Mesa, CA
(619) 244-7492
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

C2 Financial Corp.

Independent Broker

No Reviews

Status: Operational

La Mesa, CA
(619) 244-7492

Estar Mortgage

Independent Broker

No Reviews

Status: Operational

La Mesa, CA
(619) 650-0058
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Swanson Lending

Independent Broker

5(11)

Status: Operational

San Diego, CA
(619) 226-3234
Reverse MortgageVA Loan

Mortgage Heroes

Independent Broker

4.9(149)

Status: Operational

Chula Vista, CA
(619) 934-7775
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

El Cajon has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Peter Lama - Lend18 Corp- Real Estate Broker, located in El Cajon just 2.3 miles away.

Community Trust

These local professionals maintain a combined 6598 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.