Compare Reverse Mortgage Lenders in El Cajon, California

Residents of El Cajon have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Cajon

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Cajon194 Providers Total

Trevor Gravink - Mortgage Consultant

Independent Broker

5(65)

Status: Operational

San Diego, CA
(619) 404-6637
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

OneTrust Home Loans

Independent Broker

4.7(151)

Status: Operational

San Diego, CA
(888) 488-3807
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Liberty National Lending Group

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(858) 560-4001
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Liberty National Lending Group: Mike Beal, Mortgage Lender NMLS #236308

Independent Broker

5(50)

Status: Operational

San Diego, CA
(619) 218-4706
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

San Diego Loan Company | San Diego Reverse Mortgage Specialists

Independent Broker

5(24)

Status: Operational

San Diego, CA
(619) 326-4987
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

USA Financial Consultants

Independent Broker

4.8(22)

Status: Operational

San Diego, CA
(858) 560-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Cabrillo Mortgage

Independent Broker

4.8(40)

Status: Operational

San Diego, CA
(619) 285-0800
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Coastal Mortgage and Realty

Independent Broker

4.9(44)

Status: Operational

San Diego, CA
(619) 591-2916
RefinanceFHA LoanVA Loan

Home Loans PrimeLending - Jan Savich

Independent Broker

5(22)

Status: Operational

San Diego, CA
(219) 313-3906
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(137)

Status: Operational

San Diego, CA
(877) 978-1922

Kenia Costa, NMLS: 536257, PrimeLending

Independent Broker

5(91)

Status: Operational

San Diego, CA
(858) 764-7829
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Mortgage

Independent Broker

4.5(50)

Status: Operational

San Diego, CA
(619) 503-9005
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage Advisors at Barrett Financial Group (NMLS #2328729)

Independent Broker

4.9(148)

Status: Operational

San Diego, CA
(503) 351-5289
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Home Mortgage Funding, Inc.

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 337-1520
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Crestline Funding Corporation.

Independent Broker

3(2)

Status: Operational

San Diego, CA
(619) 624-2500
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

El Cajon has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Peter Lama - Lend18 Corp- Real Estate Broker, located in El Cajon just 2.3 miles away.

Community Trust

These local professionals maintain a combined 6598 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.