Compare Reverse Mortgage Lenders in El Dorado, California

Whether you need a standard HECM or a jumbo reverse mortgage in El Dorado, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Dorado

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Dorado200 Providers Total

Movement Mortgage

Independent Broker

5(26)

Status: Operational

Roseville, CA
(916) 532-9990
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Blair Chapman - Movement Mortgage - NMLS# 391183

Independent Broker

5(74)

Status: Operational

Roseville, CA
(916) 439-2938
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Delta Lending Group

Independent Broker

5(27)

Status: Operational

Roseville, CA
(916) 462-8811
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

CCX Mortgage Loan Broker | VA Home Loans | HECM Reverse Mortgage Broker | NMLS 888205

Independent Broker

5(1)

Status: Operational

Roseville, CA
(949) 759-7000
RefinanceConstruction / Rehab LoanVA Loan

Centurion Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 886-4089
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Veronica DeWitt | Home Loan Specialist at Barrett Financial Group

Independent Broker

5(32)

Status: Operational

Citrus Heights, CA
(510) 396-8994
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Guild Mortgage - Austin Braaten

Independent Broker

5(68)

Status: Operational

Roseville, CA
(916) 866-5757

Rate

Independent Broker

5(1)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mary Jo Payne at Rate (NMLS #295885)

Independent Broker

5(5)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

ReverseMortgageGuides.org

Independent Broker

No Reviews

Status: Operational

Rancho Cordova, CA
(800) 966-7211

JJ Mack Team - American Pacific Mortgage

Independent Broker

4.9(109)

Status: Operational

Roseville, CA
(916) 517-1800
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Sterling Mortgage Services

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 436-4819
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

American Pacific Reverse Mortgage Group

Independent Broker

No Reviews

Status: Operational

Roseville, CA
(916) 960-0503
Reverse MortgageHELOC / Home Equity

Liz Andersen - Reverse Mortgage

Independent Broker

5(5)

Status: Operational

Roseville, CA
(916) 223-8869
Reverse MortgageHELOC / Home Equity

Coastal Pacific Mortgage

Independent Broker

5(47)

Status: Operational

Citrus Heights, CA
(916) 844-1292
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

El Dorado has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is EZ Mortgages, located in Placerville just 6.4 miles away.

Community Trust

These local professionals maintain a combined 5129 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.