Compare Reverse Mortgage Lenders in El Dorado, California

Whether you need a standard HECM or a jumbo reverse mortgage in El Dorado, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving El Dorado

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to El Dorado200 Providers Total

Daniel O'Brien - NMLS 2279209 - Partners Mortgage

Independent Broker

5(1)

Status: Operational

Roseville, CA
(916) 600-5374
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Rusty Mendoza, Certified Mortgage Planner, NMLS 226530 -Partners Mortgage

Independent Broker

5(11)

Status: Operational

Roseville, CA
(916) 276-2575
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Partners Mortgage

Independent Broker

5(120)

Status: Operational

Roseville, CA
(916) 782-9494
FHA LoanConventional LoanRefinanceVA Loan

Thad Stanley - Reverse Mortgage Loan Originator at American Senior

Independent Broker

5(6)

Status: Operational

Citrus Heights, CA
(916) 768-5916
Reverse Mortgage

Jeff Eberhart, Edge Home Finance

Independent Broker

5(63)

Status: Operational

Loomis, CA
(916) 606-3779
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Steven Baker

Independent Broker

5(11)

Status: Operational

Roseville, CA
(916) 970-7340
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

New American Funding - Chris Lee

Independent Broker

5(13)

Status: Operational

Roseville, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

CrossCountry Mortgage, LLC

Independent Broker

2.1(7)

Status: Operational

Rocklin, CA
(916) 256-6486
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lacy Pryde, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(707) 628-0988
Reverse Mortgage

Ben Trushkov

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 303-0081
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

MAE Capital Mortgage

Independent Broker

4.6(11)

Status: Operational

Rocklin, CA
(916) 672-6130
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Kevin Mathews Lending Team

Independent Broker

5(7)

Status: Operational

Auburn, CA
(530) 401-3703
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Homecite Mortgage Corporation

Independent Broker

4.7(14)

Status: Operational

Roseville, CA
(916) 788-4441
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Anthony Cesarini at Xpert Home Lending

Independent Broker

5(12)

Status: Operational

Sacramento, CA
(916) 995-5170
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

El Dorado has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is EZ Mortgages, located in Placerville just 6.4 miles away.

Community Trust

These local professionals maintain a combined 5129 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.