Reverse Mortgage Specialists in Elmira
If you're searching for reverse mortgage lenders in Elmira, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Elmira
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Elmira200 Providers
Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Nalini Thota at CrossCountry Mortgage | NMLS #2485881
Independent Broker
Status: Operational
KCM Home Loans
Independent Broker
Status: Operational
Bronson Stocking - KCM Home Loans
Independent Broker
Status: Operational
Paul Randall Smith | Fairway Independent Mortgage Corporation Loan Officer
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Citizens Financial
Independent Broker
Status: Operational
KMG-Kappel Mortgage Group, Inc.
Independent Broker
Status: Operational
Jody Ballard - Kappel Mortgage Group
Independent Broker
Status: Operational
Dream Team Lending - Loli & Alix
Independent Broker
Status: Operational
Mortgage Masters of California
Independent Broker
Status: Operational
Cornerstone Real Estate, Home Loans & Property Management, Inc.
Independent Broker
Status: Operational
Land Home Financial Services - Vacaville, (Alamo)
Independent Broker
Status: Operational
Solano Mortgage
Independent Broker
Status: Operational
Joe Rapisarda Mortgage
Independent Broker
Status: Operational
Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050
Independent Broker
Status: Operational
Resident Lending & Realty Inc.
Independent Broker
Status: Operational
Almond Tree Mortgage
Independent Broker
Status: Operational
Citywide Home Loans
Independent Broker
Status: Operational
Mary Rohrs at CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, Inc.
Independent Broker
Status: Operational
Kristi Markel - Movement Mortgage
Independent Broker
Status: Operational
Capital Mortgage Consultants
Independent Broker
Status: Operational
Shamrock Mortgage Solutions Sean Marek
Independent Broker
Status: Operational
Edith Guitron at Rate
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Jan Wamsley at Rate (NMLS #337651)
Independent Broker
Status: Operational
Judy Bickell at Guaranteed Rate
Independent Broker
Status: Operational
Reina Perkins at Rate (NMLS #856071)
Independent Broker
Status: Operational
Araceli Morales at Rate (NMLS #459486)
Independent Broker
Status: Operational
CMG Home Loans
Independent Broker
Status: Operational
Custom Lending Group
Independent Broker
Status: Operational
Linda Zaiss at Rate (NMLS #8991)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Pinnacle Capital Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Jan Wamsley at CrossCountry Mortgage
Independent Broker
Status: Operational
Araceli Morales - Mortgage Loan Officer
Independent Broker
Status: Operational
Supreme Lending Napa
Independent Broker
Status: Operational
Hilda Hensley-Hensley Mortgage Group
Independent Broker
Status: Operational
Mortgage Solutions, Inc
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Mitchell Mortgage
Independent Broker
Status: Operational
Modern Loans
Independent Broker
Status: Operational
Envoy Mortgage - Woodland, CA (West)
Independent Broker
Status: Operational
Adriana Lopez at Rate (NMLS #708428)
Independent Broker
Status: Operational
Anna Medina at Rate (NMLS #453503)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Barbara Zendejas, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending
Independent Broker
Status: Operational
Susan Spann - PrimeLending Woodland Mortgage Lender
Independent Broker
Status: Operational
Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender
Independent Broker
Status: Operational
Gold Bridge Capital Solutions
Independent Broker
Status: Operational
Guy Benjamin at Rate (NMLS #887909)
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Status: Operational
New American Funding - Chely Garcia
Independent Broker
Status: Operational
Guild Mortgage - Troy Bird
Independent Broker
Status: Operational
3C Mortgage Group
Independent Broker
Ready to help with your HECM goals.
Silverado Home Mortgage
Independent Broker
Status: Operational
Loans Realty Elite
Independent Broker
Status: Operational
Greg Farrand
Independent Broker
Status: Operational
Kari Pond
Independent Broker
Status: Operational
Brian Reeg
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Angie Veliz at Rate (NMLS #1374141)
Independent Broker
Status: Operational
Longbridge Financial, LLC - Karen White - Reverse Mortgages
Independent Broker
Status: Operational
Longbridge Financial, LLC - Mark Macarow - Reverse Mortgages
Independent Broker
Status: Operational
Surroundings
Independent Broker
Status: Operational
Private Money Bancorp Inc DBA Coast Capital Home Loans
Independent Broker
Status: Operational
E3 Home Loans
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
Mimi Boussekine - NxtGen Home Loans Powered by Xpert Home Lending
Independent Broker
Status: Operational
West Coast Mortgage Group
Independent Broker
Status: Operational
Tim McNellis - Mortgage Loan Originator
Independent Broker
Status: Operational
Steve Holt United Wholesale Lending SACRAMENTO
Independent Broker
Status: Operational
Nick Willrich - United Wholesale Lending
Independent Broker
Status: Operational
United Wholesale Lending
Independent Broker
Status: Operational
Land Home Financial Services, Inc.
Independent Broker
Status: Operational
Supreme Lending NorCal
Independent Broker
Status: Operational
Kappel Mortgage Group, Inc. (KMG)
Independent Broker
Status: Operational
Supreme Lending-Nicole King
Independent Broker
Status: Operational
Natalie Pantoja - Mortgage Expert Supreme Lending
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Kristin Calmerin - Supreme Lending
Independent Broker
Status: Operational
Pinnacle Home Loans - Guillermo Chavez
Independent Broker
Status: Operational
Manuel Sanchez | Loan Officer
Independent Broker
Status: Operational
Traci Ghilardi, Delta Lending Group NMLS#1570347
Independent Broker
Status: Operational
Kate Pavelchik, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Anthony Carillo, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Diego Hernandez, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Sharon Sunquist, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Kristie Anagnos, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Joleen Brillantes, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
Ranae Callaway Nexa Mortgage
Independent Broker
Status: Operational
King of Loans
Independent Broker
Status: Operational
Amy Meeker
Independent Broker
Status: Operational
Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
ArmCor Home Loans
Independent Broker
Status: Operational
Financial Network Funding Group
Independent Broker
Status: Operational
First Republic Mortgage, Inc.
Independent Broker
Status: Operational
MoneySafe Mortgage, Inc.
Independent Broker
Status: Operational
Waterstone Mortgage Corporation
Independent Broker
Status: Operational
Aaron Meilich | Nationwide Construction & Portfolio Lending at Waterstone Mortgage
Independent Broker
Status: Operational
Jason Wheeler - Mortgage Broker - C2 Financial
Independent Broker
Status: Operational
Alhan Altamimi at Nexa Mortgage
Independent Broker
Status: Operational
365 Home Loans Inc. ALL IN LENDING
Independent Broker
Status: Operational
Yvette Garay - Your Home Loan Specialist
Independent Broker
Status: Operational
Bay Area Integrity Mortgage
Independent Broker
Status: Operational
Change Home Mortgage - Bonnie Burnett
Independent Broker
Status: Operational
Mortgage Corporation
Independent Broker
Status: Operational
Cindy Lowary -Change Home Mortgage
Independent Broker
Status: Operational
Jason Wheeler - Bay Area Mortgage Broker Rates
Independent Broker
Status: Operational
Delmy Steward
Independent Broker
Status: Operational
Nicole King - CMG Financial Mortgage Loan Officer NMLS# 284927
Independent Broker
Status: Operational
The Loan Ladies-CMG Home Loans
Independent Broker
Status: Operational
Whitman Metropolitan, Inc.
Independent Broker
Status: Operational
The Reverse Mortgage Group
Independent Broker
Status: Operational
Bridgepoint Funding, Inc.
Independent Broker
Status: Operational
Guild Mortgage - Sandra Smith
Independent Broker
Status: Operational
Arlo Zoerner - CrossCountry Mortgage
Independent Broker
Status: Operational
Ben Buehler at The Buehler Team @ CrossCountry Mortgage | NMLS# 975391
Independent Broker
Status: Operational
Mortgage Connect
Independent Broker
Status: Operational
Shelly Ukkestad, Delta Lending Group
Independent Broker
Status: Operational
Delta Lending Group
Independent Broker
Status: Operational
Preferred Rate Partnered with APM
Independent Broker
Status: Operational
Alex Coons - Preferred Rate
Independent Broker
Status: Operational
Rob O'Malley - Preferred Rate
Independent Broker
Status: Operational
New American Funding - Maria Bruno
Independent Broker
Status: Operational
New American Funding - Leonard Smith
Independent Broker
Status: Operational
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
Independent Broker
Status: Operational
Jason Thomas - GB Mortgage Group
Independent Broker
Status: Operational
Golden Bay Mortgage Group
Independent Broker
Status: Operational
Daniel Quinton/Golden Bay Mortgage Group
Independent Broker
Status: Operational
Erin Beckman - Golden Bay Mortgage Group
Independent Broker
Status: Operational
Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece
Independent Broker
Status: Operational
Arbor Financial Group
Independent Broker
Status: Operational
Jeff Goodman-PrimeLending-Home Loans
Independent Broker
Status: Operational
Zackry Cooper - Team Cooper Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Lupe Reyes, Delta Lending Group
Independent Broker
Status: Operational
Delta Lending Group
Independent Broker
Status: Operational
Empire Home Loans Inc.
Independent Broker
Status: Operational
Benjamin Bauer, Delta Lending Group
Independent Broker
Status: Operational
Anthony Silva III, Delta Lending Group
Independent Broker
Status: Operational
Michael Brouse at Rate Reverse (NMLS #805832)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Gary Umholtz at Rate (NMLS #302500)
Independent Broker
Status: Operational
Jet Direct Mortgage
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
James Hardwicke | Mortgage Advisor at PRMG
Independent Broker
Status: Operational
Ken Clark Jr
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
Chris Lee at Fairway Independent Mortgage Company
Independent Broker
Status: Operational
The Chris Kennedy Team at Reliant Lending
Independent Broker
Status: Operational
Reliant Lending
Independent Broker
Status: Operational
Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836
Independent Broker
Status: Operational
Coast Home Loans
Independent Broker
Status: Operational
The Alex Maltez Real Estate Team/Broker
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Leonard Briones at Rate (NMLS #288445)
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Dennis Graves at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Jackie Shipley at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Matthew Cole at West Shore Mortgage
Independent Broker
Status: Operational
Brian Humphrey - Supreme Lending
Independent Broker
Status: Operational
Alvin Reyes - Supreme Lending Parkside
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Mellissa Ranese-Mortgage Lender-Hablo Español
Independent Broker
Status: Operational
Janice Carroll - Barrett Financial Group
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Billy Babcock at CrossCountry Mortgage
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Robert Ring Team - Cross Country Mortgage NMLS 1034016
Independent Broker
Status: Operational
Black Diamond Loans, Inc.
Independent Broker
Status: Operational
Citywide Home Loans
Independent Broker
Status: Operational
MetroCity Capital Group
Independent Broker
Status: Operational
Jerry DelosSantos NMLS 259210 - GreenKey Mortgage Loan Originator
Independent Broker
Status: Operational
Prosper Funding, Inc.
Independent Broker
Status: Operational
Frazier Mortgage Team
Independent Broker
Status: Operational
Matt the Mortgage Guy
Independent Broker
Status: Operational
City Center Financial
Independent Broker
Status: Operational
Ashley O'Brien Mortgage Advisor
Independent Broker
Status: Operational
Matt Steinmetz Team
Independent Broker
Status: Operational
New American Funding - Kim Pettigrew
Independent Broker
Status: Operational
Land Home Financial Services - Concord Walnut Creek
Independent Broker
Status: Operational
Cynthia Kee Reverse Mortgate Specialist
Independent Broker
Status: Operational
Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066
Independent Broker
Status: Operational
Castle & Cooke Mortgage
Independent Broker
Status: Operational
New American Funding - Matt Sharp
Independent Broker
Status: Operational
New American Funding- Matthew Sharp- Mortgage lender
Independent Broker
Status: Operational
New American Funding - Lucy Ta
Independent Broker
Status: Operational
Zach Griffin - New American Funding
Independent Broker
Status: Operational
Lifetime Home Loans -Michele Milota
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
C2 Reverse Mortgage
Independent Broker
Status: Operational
Jason Yui at Rate (NMLS #1426398)
Independent Broker
Status: Operational
Rate
Independent Broker
Ready to help with your HECM goals.
Jenna Gray Benett at Rate (NMLS #245851)
Independent Broker
Status: Operational
Steve Carlin at Rate (NMLS #241643)
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Elmira has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc., located in Vacaville just 3.5 miles away.
Community Trust
These local professionals maintain a combined 4092 verified reviews with a strong 3.6 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.