Compare Reverse Mortgage Lenders in Fair Oaks, California

Whether you need a standard HECM or a jumbo reverse mortgage in Fair Oaks, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Fair Oaks

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Fair Oaks196 Providers Total

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Shane Scott, California Home Loans

Independent Broker

5(15)

Status: Operational

Folsom, CA
(916) 812-0045
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Lending Solutions

Independent Broker

5(6)

Status: Operational

Folsom, CA
(916) 299-0044
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Zane Jacobs - CMG Financial Sales Manager NMLS# 1508307

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 836-9523
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Client 1st Mortgage

Independent Broker

4(4)

Status: Operational

Sacramento, CA
(916) 332-1056
HELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo Loan

ReverseMortgageGuides.org

Independent Broker

No Reviews

Status: Operational

Rancho Cordova, CA
(800) 966-7211

Golden Bear Mortgage Corporation

Independent Broker

5(45)

Status: Operational

Folsom, CA
(916) 761-2327
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Patron Mortgage

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 529-3707
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Andrey Dimitrashuk - Lending Concepts

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 909-5640
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Brad Wiese, Finance of America Mortgage LLC

Independent Broker

5(19)

Status: Operational

Folsom, CA
(916) 605-4405
Reverse Mortgage

Mark Peterson, Finance of America Mortgage LLC

Independent Broker

5(3)

Status: Operational

Folsom, CA
(916) 605-4400
Reverse Mortgage

John Volk, Finance of America Mortgage LLC

Independent Broker

5(5)

Status: Operational

Folsom, CA
(916) 605-4400
Reverse Mortgage

Robert Haberer, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 616-6370
Reverse Mortgage

Local Area Summary

Active Coverage

Fair Oaks has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is The Malone Group, Inc., located in Fair Oaks just 1.0 miles away.

Community Trust

These local professionals maintain a combined 5152 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.