Compare Reverse Mortgage Lenders in Folsom, California

If you're searching for reverse mortgage lenders in Folsom, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Folsom

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Folsom181 Providers Total

Rate

Independent Broker

5(1)

Status: Operational

Auburn, CA
(530) 888-7830
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Centurion Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(530) 886-4089
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Josh Borba - ZYNG Mortgage

Independent Broker

5(8)

Status: Operational

Auburn, CA
(916) 242-4163

ZYNG Mortgage

Independent Broker

5(58)

Status: Operational

Auburn, CA
(530) 888-6000
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Drew Goodrow Zyng MOrtgage

Independent Broker

No Reviews

Ready to help with your HECM goals.

Auburn, CA
(530) 615-1456
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Zing Mortgage

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(888) 888-4834
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sadie Richie at Citywide (NMLS #2155213)

Independent Broker

No Reviews

Status: Operational

Rio Linda, CA
(916) 741-4158
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Crystal Miller at Citywide (NMLS #297240)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 539-6464
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jet Direct Mortgage

Independent Broker

4.3(4)

Status: Operational

Sacramento, CA
(951) 710-3125
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lacy Pryde, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Auburn, CA
(707) 628-0988
Reverse Mortgage

Mathews Mortgage

Independent Broker

No Reviews

Status: Operational

Cool, CA
(530) 888-1123
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Judy Hayes

Independent Broker

5(14)

Status: Operational

Placerville, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Placerville, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Folsom has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Arbor Financial Group – Folsom Branch NMLS #2536719, located in Folsom just less than 1 miles away.

Community Trust

These local professionals maintain a combined 5168 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.