Compare Reverse Mortgage Lenders in Folsom, California

If you're searching for reverse mortgage lenders in Folsom, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Folsom

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Folsom

Shane Scott, California Home Loans

Independent Broker

5(15)

Status: Operational

Folsom, CA
(916) 812-0045
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Lending Solutions

Independent Broker

5(6)

Status: Operational

Folsom, CA
(916) 299-0044
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Zane Jacobs - CMG Financial Sales Manager NMLS# 1508307

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 836-9523
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Nearby Lenders to Folsom181 Providers Total

Integrity Mortgage

Independent Broker

5(80)

Status: Operational

Orangevale, CA
(916) 987-0899
Conventional LoanFHA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Paula Harvey - HomeGuide Mortgage

Independent Broker

5(1)

Status: Operational

El Dorado Hills, CA
(916) 530-2230
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rojo Mortgage

Independent Broker

4.8(38)

Status: Operational

El Dorado Hills, CA
(916) 548-3942
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Bear Flag Home Loans

Independent Broker

5(5)

Status: Operational

El Dorado Hills, CA
(916) 671-6371
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

www.livebetterfinancial.com

Independent Broker

No Reviews

Status: Operational

El Dorado Hills, CA
(888) 225-3336

Live Better Financial

Independent Broker

5(6)

Status: Operational

El Dorado Hills, CA
(888) 225-3336

Essex Mortgage

Independent Broker

4.8(72)

Status: Operational

El Dorado Hills, CA
(916) 439-1275
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Stephanie Ammons: Mortgage Loan Officer NMLS#: 633173

Independent Broker

5(4)

Status: Operational

Fair Oaks, CA
(916) 580-5258
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Steve Orloff - Equip Mortgage

Independent Broker

5(3)

Ready to help with your HECM goals.

El Dorado Hills, CA
(916) 620-7888
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

The Van Patten Mortgage Group

Independent Broker

4.9(123)

Status: Operational

El Dorado Hills, CA
(877) 846-8657
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Answer Home Loans Darin Adams

Independent Broker

5(2)

Status: Operational

Granite Bay, CA
(916) 996-3275
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Folsom has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Arbor Financial Group – Folsom Branch NMLS #2536719, located in Folsom just less than 1 miles away.

Community Trust

These local professionals maintain a combined 5168 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.