Compare Reverse Mortgage Lenders in Fremont, California

Finding the right HECM specialist in Fremont requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Fremont

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Fremont183 Providers Total

Richard Wang - Mortgage Broker

Independent Broker

No Reviews

Status: Operational

Santa Clara, CA
N/A
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maria G Guardado - Mortgage Broker

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(408) 406-0285
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Katy Care - Mortgage Broker

Independent Broker

5(2)

Status: Operational

Santa Clara, CA
(408) 367-9700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Depac Parthi, Shining Star Funding

Independent Broker

5(3)

Status: Operational

San Ramon, CA
(925) 820-2981
Reverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Hong Hu, Senior Loan Consultant & Associate Broker

Independent Broker

5(48)

Status: Operational

Sunnyvale, CA
(408) 781-5509
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Luxuriant Mortgage

Independent Broker

No Reviews

Status: Operational

Menlo Park, CA
(650) 246-9670
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

CrossCountry Mortgage, LLC

Independent Broker

4(1)

Status: Operational

Livermore, CA
(925) 583-2502
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Boyd Robinson at CrossCountry Mortgage

Independent Broker

4.9(16)

Status: Operational

Livermore, CA
(925) 495-2063
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Rick Benitez at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Livermore, CA
(925) 583-2510
Reverse MortgageFHA LoanJumbo LoanVA Loan

Marty Appel - Reverse Mortgage Professional

Independent Broker

No Reviews

Status: Operational

San Leandro, CA
(510) 701-2167
Reverse MortgageRefinance

New American Funding - Luis E. Orbegoso NMLS #304029

Independent Broker

5(6)

Status: Operational

San Jose, CA
(408) 499-9239
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Don Luong

Independent Broker

4.8(4)

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Scott Cannel

Independent Broker

No Reviews

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Fenero Capital

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 389-9149
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

5(28)

Status: Operational

San Jose, CA
(408) 416-3967
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Fremont has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Justin Hernandez - CMG Home Loans Mortgage Loan Officer NMLS# 2116310, located in Fremont just 0.9 miles away.

Community Trust

These local professionals maintain a combined 7708 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.