Compare Reverse Mortgage Lenders in Fremont, California

Finding the right HECM specialist in Fremont requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Fremont

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Fremont183 Providers Total

Tanya Click at Rate (NMLS #307893)

Independent Broker

5(16)

Status: Operational

Los Altos, CA
(408) 710-0265
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Parshan Rayatkah at Rate (NMLS #1577584)

Independent Broker

5(2)

Status: Operational

Los Altos, CA
(650) 316-2171
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nicole Santizo at Rate (NMLS #582907)

Independent Broker

5(62)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Andre Gutierrez at Rate (NMLS #251241)

Independent Broker

5(3)

Status: Operational

Los Altos, CA
(408) 508-5610
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Golden State Home Loans

Independent Broker

5(1)

Status: Operational

San Ramon, CA
(925) 640-0960
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

IMAD CANAVATI - C2 Financial Corporation

Independent Broker

5(81)

Status: Operational

Redwood City, CA
(650) 302-5014
RefinanceFHA LoanJumbo LoanVA Loan

HPI Financial

Independent Broker

5(16)

Status: Operational

San Carlos, CA
(650) 741-9797
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841

Independent Broker

5(44)

Status: Operational

Foster City, CA
(650) 921-0888
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Kimberly Allen at CMG Financial

Independent Broker

5(2)

Status: Operational

San Jose, CA
(650) 861-1295
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kurt Kessler, Mortgage Broker NMLS#365130

Independent Broker

5(37)

Status: Operational

Danville, CA
(925) 400-3850
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Magic

Independent Broker

5(23)

Status: Operational

San Jose, CA
(408) 975-2400
FHA LoanReverse MortgageConventional LoanVA Loan

Supreme Lending - Scott Eaton

Independent Broker

5(11)

Status: Operational

San Mateo, CA
(925) 980-9862
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Richard Nelson at Rate (NMLS #1557786)

Independent Broker

5(5)

Status: Operational

Danville, CA
(925) 695-2058
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mike Aning at Citywide (NMLS #225911)

Independent Broker

5(1)

Status: Operational

San Jose, CA
(408) 355-2006
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Fremont has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Justin Hernandez - CMG Home Loans Mortgage Loan Officer NMLS# 2116310, located in Fremont just 0.9 miles away.

Community Trust

These local professionals maintain a combined 7708 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.