Compare Reverse Mortgage Lenders in Garden Valley, California

Whether you need a standard HECM or a jumbo reverse mortgage in Garden Valley, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Garden Valley

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Garden Valley200 Providers Total

Chris Bist Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 277-4741
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Coastal Pacific Mortgage

Independent Broker

5(47)

Status: Operational

Citrus Heights, CA
(916) 844-1292
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tri Valley Home Loans LLC

Independent Broker

5(45)

Status: Operational

Fair Oaks, CA
(916) 905-2500
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Heidi Seavers, Movement Mortgage

Independent Broker

5(90)

Status: Operational

Grass Valley, CA
(530) 798-6200
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Infinity Home Loans, Inc

Independent Broker

5(4)

Status: Operational

Roseville, CA
(916) 838-1464
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Malone Group, Inc.

Independent Broker

5(20)

Status: Operational

Fair Oaks, CA
(916) 749-5505
Reverse Mortgage

Verger Home Loans Team powered Empire Home Loans, Inc.

Independent Broker

5(14)

Status: Operational

Grass Valley, CA
(530) 274-2801
USDA LoanCommercial LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Kimberly Wydra | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 274-2801
RefinanceReverse MortgageVA Loan

Pacific National Lending, inc

Independent Broker

5(34)

Status: Operational

Gold River, CA
(916) 526-2700
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Joe Alves, California Home Loans

Independent Broker

5(138)

Status: Operational

Gold River, CA
(916) 945-6242
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Grass Valley, CA
(530) 745-6364
Reverse Mortgage

Mortgage Consultants Group - Lee Hurst

Independent Broker

5(133)

Status: Operational

Gold River, CA
(916) 834-1282
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Consultants Group

Independent Broker

5(15)

Status: Operational

Rancho Cordova, CA
(916) 669-1682
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sheila Tobin, Senior Mortgage Advisor

Independent Broker

5(19)

Status: Operational

Grass Valley, CA
(530) 270-9635
Reverse Mortgage

Local Area Summary

Active Coverage

Garden Valley has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Envoy Mortgage, located in Placerville just 8.3 miles away.

Community Trust

These local professionals maintain a combined 5406 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.