Reverse Mortgage Specialists in Goleta

If you're searching for reverse mortgage lenders in Goleta, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Goleta

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Goleta67 Providers

Allyn & Associates Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 845-8992
Commercial LoanReverse MortgageConstruction / Rehab Loan

Matt Genovese, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-0878
Reverse Mortgage

Oliver Pihlar, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 979-9597
Reverse Mortgage

Keith Dennis, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-7070
Reverse Mortgage

Erik Taiji

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 898-4238
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Tim Dugan

Independent Broker

5(7)

Status: Operational

Santa Barbara, CA
(805) 689-1370
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Phoebe Jaeckels

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tom Kronen at Mutual of Omaha Reverse Mortgage

Independent Broker

5(15)

Status: Operational

Santa Barbara, CA
(805) 895-0471
Reverse MortgageJumbo LoanRefinance

Matt Genovese - MG Lending

Independent Broker

5(18)

Status: Operational

Santa Barbara, CA
(805) 886-0878
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Adam Black at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sherri Reccord

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(949) 203-4559
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bromi Krock at Rate (NMLS #254423)

Independent Broker

5(5)

Status: Operational

Santa Barbara, CA
(805) 456-5796
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(2)

Status: Operational

Santa Barbara, CA
(805) 335-8686
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maddox Rees at Rate (NMLS #255511)

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 335-8755
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kevin Cravens at Rate (NMLS #317607)

Independent Broker

5(3)

Status: Operational

Santa Barbara, CA
(805) 565-9100
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Christian Menard at Rate (NMLS #1470201)

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(805) 868-5116
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeff Bochsler at Rate (NMLS #770636)

Independent Broker

5(21)

Status: Operational

Santa Barbara, CA
(805) 290-1828
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Unison Financial Group

Independent Broker

4(4)

Status: Operational

Summerland, CA
(805) 568-0505
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Santa Ynez, CA
(805) 364-8833
RefinanceReverse MortgageVA Loan

CMG Home Loans

Independent Broker

5(1)

Status: Operational

Solvang, CA
(805) 270-2697
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

David Brown with High Tech Lending

Independent Broker

5(7)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

American Senior Reverse Mortgage

Independent Broker

5(3)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

SkyView Mortgage

Independent Broker

4.9(11)

Status: Operational

Ventura, CA
(805) 834-1150
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Chris Conlon, Movement Mortgage

Independent Broker

5(33)

Status: Operational

Ventura, CA
(805) 218-0805
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Capital Mortgage Services

Independent Broker

5(61)

Status: Operational

Ventura, CA
(866) 648-5599
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jenna Smith, Capital Mortgage Services

Independent Broker

5(37)

Status: Operational

Ventura, CA
(805) 575-5574
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Capital Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(866) 648-5599

Marty Smith Divorce Lending Professional

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(805) 901-7858
Reverse Mortgage

Teena Broumand Mortgage Broker

Independent Broker

5(107)

Status: Operational

Ventura, CA
(805) 263-4415
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Noah Villasenor at Citywide (NMLS #1256580)

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(805) 216-9580
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Channel Islands Mortgage Services

Independent Broker

5(13)

Status: Operational

Ventura, CA
(805) 652-6932
Commercial LoanReverse MortgageHELOC / Home EquityConstruction / Rehab Loan

Heritage Financial

Independent Broker

5(8)

Status: Operational

Ojai, CA
(805) 640-1717
Conventional LoanFHA LoanJumbo LoanVA Loan

Lehman Mortgage Group

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(805) 644-8164
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

David Valle - Mortgage Lender

Independent Broker

4.7(13)

Status: Operational

Ventura, CA
(818) 381-1600
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Central Coast Lending

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(805) 477-1150
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mark Johnson

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(818) 532-1212
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Neil Clifford - CMG Home Loans

Independent Broker

5(6)

Status: Operational

Ventura, CA
(818) 532-1532
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Channel Islands Mortgage Services

Independent Broker

No Reviews

Status: Operational

Ventura, CA
(805) 794-4408
Commercial LoanReverse MortgageHELOC / Home EquityConstruction / Rehab Loan

Andrew Kunisawa, Mortgage Broker Accelerated Lending Group

Independent Broker

5(26)

Status: Operational

Ventura, CA
(805) 218-9946
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Leachman Home Loans

Independent Broker

4.6(12)

Status: Operational

Lompoc, CA
(805) 735-8687
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oxnard, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dan Skidmore, Movement Mortgage

Independent Broker

5(6)

Status: Operational

Oxnard, CA
(805) 896-8479
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Oxnard, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Linda+Chad Gold Coast Team

Independent Broker

5(61)

Status: Operational

Oxnard, CA
(805) 208-8951
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dignified Home Loans

Independent Broker

4.9(29)

Status: Operational

Oxnard, CA
(805) 890-0792
Reverse MortgageRefinance

Colm FitzGerald - Dignified Home Loans

Independent Broker

5(2)

Status: Operational

Oxnard, CA
(805) 340-4159
Reverse MortgageRefinance

Martin Rosenblum, Motif Mortgage

Independent Broker

No Reviews

Status: Operational

Oxnard, CA
(805) 377-5432
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

SC LENDING GROUP

Independent Broker

5(1)

Status: Operational

Oxnard, CA
(805) 377-7500
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage LLC - Manny Ayala NMLS 450487

Independent Broker

No Reviews

Status: Operational

Oxnard, CA
(805) 448-1808
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Loan Warehouse

Independent Broker

4.7(15)

Status: Operational

Oxnard, CA
(833) 711-5626
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

5(1)

Status: Operational

Lompoc, CA
(805) 944-1812
RefinanceVA Loan

PrimeLending, A PlainsCapital Company

Independent Broker

No Reviews

Status: Operational

Oxnard, CA
(805) 284-9048
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

5(56)

Status: Operational

Santa Maria, CA
(805) 742-4881
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Nathan Hugh, Mortgage Broker NMLS #1881848

Independent Broker

No Reviews

Status: Operational

Orcutt, CA
(805) 878-1007
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Phoebe Jaeckels

Independent Broker

5(22)

Status: Operational

Orcutt, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Espy Dominguez - Pacific Trust Mortgage

Independent Broker

5(21)

Status: Operational

Orcutt, CA
(805) 202-9037
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage - Santa Maria Valley

Independent Broker

5(7)

Status: Operational

Orcutt, CA
(805) 242-4174
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Stephanie Ojeda Mortgage

Independent Broker

No Reviews

Status: Operational

Camarillo, CA
(805) 889-8840
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Camarillo, CA
(818) 995-1700
Reverse Mortgage

Direct Capital Funding

Independent Broker

5(2)

Status: Operational

Camarillo, CA
(805) 222-4608
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA Loan

Mickey Hellman at Certainty Home Lending (NMLS #244724)

Independent Broker

4.9(112)

Status: Operational

Santa Maria, CA
(805) 878-3541
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Loan Production Office: Gary Alamin, Mortgage Broker NMLS #234400

Independent Broker

5(39)

Status: Operational

Camarillo, CA
(805) 987-6919
Conventional LoanRefinanceFHA LoanVA Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Camarillo, CA
N/A
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MY Home Lending

Independent Broker

5(14)

Status: Operational

Camarillo, CA
(805) 407-5777
RefinanceReverse MortgageVA LoanJumbo LoanInvestment Property Loan

Eddie San Jose at Envoy Mortgage | NMLS #633240

Independent Broker

5(2)

Status: Operational

Santa Maria, CA
(805) 614-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Geneva Financial, LLC: Charles Motley

Independent Broker

5(20)

Status: Operational

Santa Maria, CA
(805) 478-8508
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Goleta has 67 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Allyn & Associates Mortgage Lending, located in Santa Barbara just 4.6 miles away.

Community Trust

These local professionals maintain a combined 860 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.