Compare Reverse Mortgage Lenders in Goleta, California

If you're searching for reverse mortgage lenders in Goleta, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Goleta

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Goleta67 Providers Total

Allyn & Associates Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 845-8992
Commercial LoanReverse MortgageConstruction / Rehab Loan

Matt Genovese, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-0878
Reverse Mortgage

Oliver Pihlar, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 979-9597
Reverse Mortgage

Keith Dennis, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-7070
Reverse Mortgage

Erik Taiji

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 898-4238
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Tim Dugan

Independent Broker

5(7)

Status: Operational

Santa Barbara, CA
(805) 689-1370
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Phoebe Jaeckels

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tom Kronen at Mutual of Omaha Reverse Mortgage

Independent Broker

5(15)

Status: Operational

Santa Barbara, CA
(805) 895-0471
Reverse MortgageJumbo LoanRefinance

Matt Genovese - MG Lending

Independent Broker

5(18)

Status: Operational

Santa Barbara, CA
(805) 886-0878
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Adam Black at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sherri Reccord

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(949) 203-4559
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bromi Krock at Rate (NMLS #254423)

Independent Broker

5(5)

Status: Operational

Santa Barbara, CA
(805) 456-5796
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(2)

Status: Operational

Santa Barbara, CA
(805) 335-8686
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maddox Rees at Rate (NMLS #255511)

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 335-8755
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan
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Local Area Summary

Active Coverage

Goleta has 67 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Allyn & Associates Mortgage Lending, located in Santa Barbara just 4.6 miles away.

Community Trust

These local professionals maintain a combined 860 verified reviews with a strong 3.3 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.