Reverse Mortgage Specialists in Irvine

If you're searching for reverse mortgage lenders in Irvine, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Irvine

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Irvine

First American Financial Group - Orange county’s Real Estate and Mortgage specialists

Independent Broker

5(6)

Status: Operational

Irvine, CA
(714) 785-3388
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Finance of America

Independent Broker

5(97)

Status: Operational

Irvine, CA
(949) 769-7568
Reverse Mortgage

United Financial

Independent Broker

4.9(39)

Status: Operational

Irvine, CA
(949) 528-2217
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Reverse Mortgage West

Independent Broker

5(1)

Status: Operational

Irvine, CA
(949) 885-8883

OnPoint Mortgage Pro

Independent Broker

5(78)

Status: Operational

Irvine, CA
(949) 486-8200
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mutual of Omaha Mortgage

Independent Broker

4.8(264)

Status: Operational

Irvine, CA
(949) 238-6571
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sean Skaggs | 🍊OC Reverse Mortgage Specialist

Independent Broker

5(1)

Status: Operational

Irvine, CA
(714) 875-7979
Reverse MortgageRefinance

Patriot Equity Mortgage LLC

Independent Broker

5(17)

Status: Operational

Irvine, CA
(949) 431-9994

Trustlink Mortgage

Independent Broker

5(153)

Status: Operational

Irvine, CA
(949) 340-0123
Reverse MortgageHELOC / Home EquityRefinance

Adaptive Mortgage Solutions, Inc.

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 303-8454
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Fay Hamadanchy - NMLS 221329 - PrimeLending

Independent Broker

5(28)

Status: Operational

Irvine, CA
(949) 228-1008
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Anthony O'Connor - Community Home Funding, Inc.

Independent Broker

5(36)

Status: Operational

Irvine, CA
(833) 444-3464
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(10)

Status: Operational

Irvine, CA
(949) 238-6564
Reverse Mortgage

Mortgage Finance Group, Inc.

Independent Broker

5(25)

Status: Operational

Irvine, CA
(949) 584-6244
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageJumbo LoanInvestment Property Loan

Citywide Group

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(949) 200-3800
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Dan the Man for Mortgages

Independent Broker

5(106)

Status: Operational

Irvine, CA
(714) 310-4162
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Everwise Home Loans & Realty

Independent Broker

5(98)

Status: Operational

Irvine, CA
(833) 438-3794
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

4.7(84)

Status: Operational

Irvine, CA
(949) 423-6814
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Lexington Home Loans

Independent Broker

4.9(107)

Status: Operational

Irvine, CA
(855) 585-8800
Reverse MortgageFHA LoanJumbo LoanVA Loan

RPM Bancorp Inc

Independent Broker

5(14)

Status: Operational

Irvine, CA
(949) 268-3350
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

EZDirectLoans

Independent Broker

4.6(21)

Status: Operational

Irvine, CA
(866) 266-6620
Conventional LoanJumbo LoanInvestment Property LoanRefinance

Intelliloan

Independent Broker

4.6(447)

Status: Operational

Irvine, CA
(833) 984-2471
FHA LoanReverse MortgageConventional LoanVA Loan

Reverse Mortgage Educators, Inc

Independent Broker

5(36)

Status: Operational

Irvine, CA
(800) 800-2190

Vic Joshi's Straight Deal Mortgage Irvine

Independent Broker

5(29)

Status: Operational

Irvine, CA
(510) 655-2868
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

DBH Home Loans - NMLS #846180

Independent Broker

5(129)

Status: Operational

Irvine, CA
(714) 322-2668
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mark Hanna

Independent Broker

5(3)

Status: Operational

Irvine, CA
(949) 386-1824
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage X, LLC

Independent Broker

4.9(56)

Status: Operational

Irvine, CA
(833) 438-6849
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Norma Mora, Mortgage Loan Officer

Independent Broker

5(10)

Status: Operational

Irvine, CA
(714) 365-2494
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tony Ronan | Mortgage and Real Estate Broker

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 246-5626
Refinance

NewRate Lending

Independent Broker

5(32)

Status: Operational

Irvine, CA
(949) 732-0624
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

YAZ HOME LOANS INC.

Independent Broker

5(30)

Status: Operational

Irvine, CA
(800) 601-7048
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

HighTechLending, Inc.

Independent Broker

4.7(21)

Status: Operational

Irvine, CA
(866) 714-2040
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

American Senior Lending

Independent Broker

5(48)

Status: Operational

Irvine, CA
(866) 750-0558
Reverse MortgageHELOC / Home EquityInvestment Property LoanRefinance

Mutual of Omaha Mortgage

Independent Broker

5(31)

Status: Operational

Irvine, CA
(800) 846-0143
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Storace, Branch Manager, NMLS: 226339

Independent Broker

5(32)

Status: Operational

Irvine, CA
(775) 781-5464
Reverse MortgageInvestment Property LoanConstruction / Rehab LoanRefinance

Dan Skidmore - CMG Financial Mortgage Loan Officer NMLS# 577605

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(805) 834-1059
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brave Mortgage

Independent Broker

4.9(118)

Status: Operational

Irvine, CA
(844) 272-8300
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Independent Home Finance, Inc

Independent Broker

5(26)

Status: Operational

Irvine, CA
(888) 315-7784
HELOC / Home EquityReverse MortgageFHA LoanVA LoanInvestment Property Loan

Amir Salah - Senior Mortgage Loan Consultant

Independent Broker

5(18)

Status: Operational

Irvine, CA
(949) 973-3624
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

Andrew Del Rey, Mortgage Banker, Union Home Mortgage

Independent Broker

5(43)

Status: Operational

Irvine, CA
(949) 233-3598
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

James Savelsberg at Prosperity Home Mortgage

Independent Broker

5(35)

Status: Operational

Irvine, CA
(949) 201-5581
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Direct Finance

Independent Broker

4.9(77)

Status: Operational

Irvine, CA
(877) 234-5553
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Christine Furnari Purchase Loans and Reverse Mortgages

Independent Broker

5(30)

Status: Operational

Irvine, CA
(714) 612-1445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Oso Creek Mortgage – Mark Stillman, Mortgage Broker

Independent Broker

5(74)

Status: Operational

Irvine, CA
(949) 202-6677
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Charter Pacific Lending Corp

Independent Broker

5(138)

Status: Operational

Irvine, CA
(800) 322-1217
Reverse MortgageRefinance

National Pacific Lending

Independent Broker

4.9(98)

Status: Operational

Irvine, CA
(949) 362-1400
HELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Crestline Funding

Independent Broker

1(2)

Status: Operational

Irvine, CA
(866) 702-1718
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Irvine has 48 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is First American Financial Group - Orange county’s Real Estate and Mortgage specialists, located in Irvine just 2.0 miles away.

Community Trust

These local professionals maintain a combined 2977 verified reviews with a strong 4.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.