Compare Reverse Mortgage Lenders in Irvine, California

If you're searching for reverse mortgage lenders in Irvine, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Irvine

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Irvine152 Providers Total

Elixir Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Aliso Viejo, CA
(800) 558-0496
FHA LoanJumbo LoanVA Loan

Great American Lending

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 643-5626
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Residential First Capital

Independent Broker

5(16)

Status: Operational

Newport Beach, CA
(949) 852-0400
Commercial LoanReverse Mortgage

Accelerated Home Loans

Independent Broker

4.9(182)

Status: Operational

Mission Viejo, CA
(800) 582-2323
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Mortgage League of America

Independent Broker

3(2)

Status: Operational

Mission Viejo, CA
(949) 632-4347
Reverse MortgageHELOC / Home EquityVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

DARA CAPITAL GROUP

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(702) 840-1600
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

The Eulloqui Team

Independent Broker

5(4)

Status: Operational

Yorba Linda, CA
(714) 787-8279
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

ILG Home Loans

Independent Broker

5(53)

Status: Operational

Mission Viejo, CA
(714) 696-6773
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Onyx Group Mortgage

Independent Broker

No Reviews

Status: Operational

Santa Ana, CA
(949) 396-1204
Conventional LoanHELOC / Home EquityRefinanceFHA LoanJumbo LoanInvestment Property Loan

Jordan Saceda, Mortgage Broker

Independent Broker

5(56)

Status: Operational

Santa Ana, CA
(949) 535-2023
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA Loan

Fidel Navarro - Homeowners First - HomeLoans | FN Lender | 20+ Years of Experience | Reverse Mortgage

Independent Broker

5(19)

Status: Operational

Yorba Linda, CA
(714) 584-9212
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Land Home Financial Services

Independent Broker

5(1)

Status: Operational

Santa Ana, CA
(760) 704-3387
Reverse MortgageConstruction / Rehab LoanRefinance

Spectrum One Mortgage

Independent Broker

3(2)

Ready to help with your HECM goals.

Mission Viejo, CA
(949) 315-7425
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Qualified Financial Inc.

Independent Broker

5(76)

Status: Operational

Laguna Hills, CA
(949) 289-9995
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Tracy Molenaar, Local Loan Girl, NMLS#1842655

Independent Broker

5(44)

Status: Operational

Yorba Linda, CA
(714) 801-0180
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Irvine has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is First American Financial Group - Orange county’s Real Estate and Mortgage specialists, located in Irvine just 2.0 miles away.

Community Trust

These local professionals maintain a combined 7552 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.