Compare Reverse Mortgage Lenders in Irvine, California

If you're searching for reverse mortgage lenders in Irvine, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Irvine

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Irvine152 Providers Total

First Phase Financial, Inc

Independent Broker

No Reviews

Status: Operational

Trabuco Canyon, CA
(949) 888-5232
Jumbo Loan

All Reverse Mortgage, Inc. (ARLO™)

Independent Broker

4.9(418)

Status: Operational

Orange, CA
(800) 565-1722
Reverse MortgageJumbo Loan

Sun Mortgage

Independent Broker

5(4)

Status: Operational

Orange, CA
(714) 380-4140
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Liberty One Funding

Independent Broker

5(20)

Status: Operational

Orange, CA
(800) 786-5781
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Dane Residential Mortgage

Independent Broker

5(24)

Status: Operational

Lake Forest, CA
(949) 584-7590
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mortgage Lenders

Independent Broker

No Reviews

Status: Operational

Orange, CA
(714) 293-1187
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Keith Murphy Team NMLS #330827 - at Essex Mortgage

Independent Broker

5(30)

Status: Operational

Orange, CA
N/A
USDA LoanConventional LoanReverse MortgageFHA LoanVA Loan

Kien Tran - Mortgage Broker - West Capital Lending

Independent Broker

5(55)

Status: Operational

Orange, CA
(949) 229-0340
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Premier Lending Group

Independent Broker

3(2)

Status: Operational

Orange, CA
(714) 351-5055
Reverse Mortgage

First Place Home Loans, Inc.

Independent Broker

5(159)

Status: Operational

Orange, CA
(877) 840-2200
Reverse MortgageFHA Loan

Scott English, Mortgage Broker at United American Mortgage Corporation

Independent Broker

5(7)

Status: Operational

Costa Mesa, CA
(949) 689-0374
Reverse MortgageJumbo Loan

Dennis Hensling | United American Mortgage

Independent Broker

1(1)

Status: Operational

Costa Mesa, CA
(714) 501-4146
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Change Home Mortgage

Independent Broker

4.6(25)

Status: Operational

Anaheim, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Solutions and Strategies Inc

Independent Broker

5(11)

Status: Operational

Anaheim, CA
(714) 572-0727
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Kelly Mortgage, Inc.

Independent Broker

3.6(17)

Status: Operational

Laguna Hills, CA
(949) 916-8511
HELOC / Home Equity

Local Area Summary

Active Coverage

Irvine has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is First American Financial Group - Orange county’s Real Estate and Mortgage specialists, located in Irvine just 2.0 miles away.

Community Trust

These local professionals maintain a combined 7552 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.