Reverse Mortgage Specialists in Joshua Tree

Finding the right HECM specialist in Joshua Tree requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Joshua Tree

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Joshua Tree44 Providers

CrossCountry Mortgage, Inc.

Independent Broker

4.3(11)

Status: Operational

Yucca Valley, CA
(760) 369-9263
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

First Nations Home Finance Corp

Independent Broker

4.1(32)

Status: Operational

Yucca Valley, CA
(760) 415-7982
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Castle & Cooke Mortgage

Independent Broker

No Reviews

Status: Operational

Cathedral City, CA
(760) 324-1010
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Reverse Pros 123 Inc

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(800) 805-7856
Reverse MortgageFHA Loan

Contempo Lending

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 778-5111
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Sandy Edelstein

Independent Broker

2(1)

Status: Operational

Palm Springs, CA
(310) 689-1155
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

MortgageWorks

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 883-5700

Desert Empire Mortgage

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 327-2254
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Glenner - Contempo Lending

Independent Broker

No Reviews

Status: Operational

Palm Springs, CA
(760) 774-5396
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Brad Tilford at Prosperity Home Mortgage

Independent Broker

5(17)

Status: Operational

Palm Springs, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Security 1 Lending

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 346-6900

Lorena Olarte | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

5(1)

Ready to help with your HECM goals.

Rancho Mirage, CA
(760) 565-5532
RefinanceReverse MortgageVA Loan

Boiko Mortgage Company

Independent Broker

5(1)

Status: Operational

Palm Desert, CA
(760) 340-9449
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Palm Desert Reverse Mortgage

Independent Broker

5(5)

Status: Operational

Palm Desert, CA
(760) 621-4645
Reverse MortgageJumbo Loan

LBL Mortgage

Independent Broker

4.9(17)

Status: Operational

Palm Desert, CA
(562) 294-4800

Home Loans By Claudia

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 275-3281
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brian Ida, Mortgage Broker, NMLS 582923

Independent Broker

5(19)

Status: Operational

Palm Desert, CA
(760) 582-3111
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

First West Financial Corporation

Independent Broker

5(178)

Status: Operational

Palm Desert, CA
(760) 488-6482
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Bidi Chapa, Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 501-5217
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

NEXA Mortgage, Steve Dominguez

Independent Broker

5(21)

Status: Operational

Rancho Mirage, CA
(760) 774-3518
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robert Schwartz at Rate (NMLS #337248)

Independent Broker

5(2)

Status: Operational

Palm Desert, CA
(661) 200-7042
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michelle Gomez at Rate (NMLS #1263496)

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 776-5560
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Hugh Van Horn at Rate (NMLS #299491)

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(760) 565-2426
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lori Gray - Guaranteed Rate NMLS #256641

Independent Broker

5(30)

Status: Operational

Palm Desert, CA
(760) 218-0515
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Change Home Mortgage

Independent Broker

4.9(15)

Status: Operational

Palm Desert, CA
(760) 568-8677
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Guaranteed Rate Palm Desert

Independent Broker

5(34)

Status: Operational

Palm Desert, CA
(760) 795-9426
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Adv

Independent Broker

No Reviews

Status: Operational

Palm Desert, CA
(877) 255-9789
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nationwide Fair Lending

Independent Broker

2.3(3)

Status: Operational

Palm Desert, CA
(949) 200-8673
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Alpine Mortgage Planning

Independent Broker

No Reviews

Status: Operational

La Quinta, CA
(760) 660-4696
Reverse Mortgage

Castle & Cooke Mortgage

Independent Broker

4.8(21)

Ready to help with your HECM goals.

La Quinta, CA
(760) 600-5383
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

La Quinta, CA
(760) 501-8400
RefinanceVA Loan

Tiffany Burton | Sales Manager | Primary Residential Mortgage, Inc.

Independent Broker

5(4)

Status: Operational

Big Bear Lake, CA
(909) 227-8896

Lawrence Oliver | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Big Bear Lake, CA
(909) 227-8896
RefinanceReverse MortgageVA Loan

Primary Residential Mortgage, Inc.

Independent Broker

5(5)

Status: Operational

Big Bear Lake, CA
(909) 752-5355
RefinanceReverse MortgageVA Loan

Clear Lending Solutions Inc - NMLS ID 2007599

Independent Broker

5(10)

Status: Operational

Beaumont, CA
(909) 258-7072
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rob Peters at US Lender

Independent Broker

5(20)

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

US Lender

Independent Broker

No Reviews

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Oak Tree Home Loans & Finance

Independent Broker

4.4(13)

Status: Operational

Yucaipa, CA
(626) 497-8339
Conventional LoanCommercial LoanFHA LoanVA LoanJumbo Loan

DMI Lending

Independent Broker

5(1)

Status: Operational

Yucaipa, CA
(323) 650-6334
FHA LoanConventional Loan

Hemet Mortgage-Larry Iest NMLS#224284

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 468-5249
FHA LoanVA Loan

Hemet Mortgage

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 468-5249
FHA LoanVA Loan

21st Century Lending - Vincent Puterbaugh

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 453-6000
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robyn Augustine | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Ready to help with your HECM goals.

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Richard Ellsberry | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Local Area Summary

Active Coverage

Joshua Tree has 44 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is CrossCountry Mortgage, Inc., located in Yucca Valley just 7.2 miles away.

Community Trust

These local professionals maintain a combined 461 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.