Compare Reverse Mortgage Lenders in Joshua Tree, California

Finding the right HECM specialist in Joshua Tree requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Joshua Tree

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Joshua Tree44 Providers Total

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

La Quinta, CA
(760) 501-8400
RefinanceVA Loan

Tiffany Burton | Sales Manager | Primary Residential Mortgage, Inc.

Independent Broker

5(4)

Status: Operational

Big Bear Lake, CA
(909) 227-8896

Lawrence Oliver | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Big Bear Lake, CA
(909) 227-8896
RefinanceReverse MortgageVA Loan

Primary Residential Mortgage, Inc.

Independent Broker

5(5)

Status: Operational

Big Bear Lake, CA
(909) 752-5355
RefinanceReverse MortgageVA Loan

Clear Lending Solutions Inc - NMLS ID 2007599

Independent Broker

5(10)

Status: Operational

Beaumont, CA
(909) 258-7072
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Rob Peters at US Lender

Independent Broker

5(20)

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

US Lender

Independent Broker

No Reviews

Status: Operational

Beaumont, CA
(909) 855-4145
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Oak Tree Home Loans & Finance

Independent Broker

4.4(13)

Status: Operational

Yucaipa, CA
(626) 497-8339
Conventional LoanCommercial LoanFHA LoanVA LoanJumbo Loan

DMI Lending

Independent Broker

5(1)

Status: Operational

Yucaipa, CA
(323) 650-6334
FHA LoanConventional Loan

Hemet Mortgage-Larry Iest NMLS#224284

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 468-5249
FHA LoanVA Loan

Hemet Mortgage

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 468-5249
FHA LoanVA Loan

21st Century Lending - Vincent Puterbaugh

Independent Broker

No Reviews

Status: Operational

Hemet, CA
(951) 453-6000
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robyn Augustine | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Ready to help with your HECM goals.

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Richard Ellsberry | Loan Officer | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Running Springs, CA
(909) 939-4133
RefinanceReverse MortgageVA Loan

Local Area Summary

Active Coverage

Joshua Tree has 44 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is CrossCountry Mortgage, Inc., located in Yucca Valley just 7.2 miles away.

Community Trust

These local professionals maintain a combined 461 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.