Compare Reverse Mortgage Lenders in Ladera Ranch, California

Residents of Ladera Ranch have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ladera Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Ladera Ranch

Ladera Lending, Inc.

Independent Broker

4.8(1531)

Status: Operational

Ladera Ranch, CA
(800) 592-9396
RefinanceFHA LoanJumbo LoanVA Loan

Truss Financial Group

Independent Broker

4.5(233)

Status: Operational

Ladera Ranch, CA
(888) 878-7715
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Equity Access Group

Independent Broker

No Reviews

Status: Operational

Ladera Ranch, CA
(888) 391-4324
Reverse MortgageJumbo Loan

Loangevity Mortgage

Independent Broker

5(20)

Status: Operational

Ladera Ranch, CA
(800) 662-6784
Conventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Reverse Mortgage Advisors of America

Independent Broker

No Reviews

Status: Operational

Ladera Ranch, CA
(877) 234-7744

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Nearby Lenders to Ladera Ranch195 Providers Total

South Coast Funding Group

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(949) 367-1317
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ethos Lending

Independent Broker

5(187)

Status: Operational

Mission Viejo, CA
(949) 720-1616
Reverse MortgageConventional LoanInvestment Property LoanRefinance

Leslie Oneal

Independent Broker

5(47)

Status: Operational

Mission Viejo, CA
(949) 933-7055
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mary Shuck

Independent Broker

5(21)

Status: Operational

Mission Viejo, CA
(562) 388-4197
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

Mission Viejo, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

American Veteran Mortgage

Independent Broker

5(108)

Status: Operational

Mission Viejo, CA
(800) 705-5885
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jeff Major C2 Financial Corp

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(949) 892-0355
Commercial LoanReverse Mortgage

Ocean Lending Home Loans

Independent Broker

4.7(174)

Status: Operational

Mission Viejo, CA
(888) 508-5030
Conventional LoanFHA LoanJumbo LoanVA Loan

Brendan Delahooke at Rate (NMLS #1560312)

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(949) 236-4778
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tarik Shahin at Rate (NMLS #614593)

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(909) 967-4910
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan
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Local Area Summary

Active Coverage

Ladera Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ladera Lending, Inc., located in Ladera Ranch just 0.8 miles away.

Community Trust

These local professionals maintain a combined 8554 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.