Compare Reverse Mortgage Lenders in Ladera Ranch, California

Residents of Ladera Ranch have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ladera Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ladera Ranch195 Providers Total

Adaptive Mortgage Solutions, Inc.

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 303-8454
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Reverse Mortgage West

Independent Broker

5(1)

Status: Operational

Irvine, CA
(949) 885-8883

Pacific Shoreline Funding

Independent Broker

4.7(15)

Status: Operational

Corona Del Mar, CA
(949) 629-4911
USDA LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Patriot Equity Mortgage LLC

Independent Broker

5(17)

Status: Operational

Irvine, CA
(949) 431-9994

CMA Financial Group

Independent Broker

5(1)

Status: Operational

Corona Del Mar, CA
(949) 363-8595
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

First American Financial Group - Orange county’s Real Estate and Mortgage specialists

Independent Broker

5(6)

Status: Operational

Irvine, CA
(714) 785-3388
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

City Edge Financial

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 228-9177
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Finance of America

Independent Broker

5(97)

Status: Operational

Irvine, CA
(949) 769-7568
Reverse Mortgage

James McKibban - Movement Mortgage

Independent Broker

4.4(26)

Status: Operational

Newport Beach, CA
(949) 667-9519
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

United Financial

Independent Broker

4.9(39)

Status: Operational

Irvine, CA
(949) 528-2217
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Norma Mora, Mortgage Loan Officer

Independent Broker

5(10)

Status: Operational

Irvine, CA
(714) 365-2494
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Kunkle Lending Team at Rate

Independent Broker

5(11)

Status: Operational

Newport Beach, CA
(949) 533-1211
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

John Baldridge at Prosperity Home Mortgage

Independent Broker

5(58)

Status: Operational

Newport Beach, CA
(949) 375-8024
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Intelliloan

Independent Broker

4.6(447)

Status: Operational

Irvine, CA
(833) 984-2471
FHA LoanReverse MortgageConventional LoanVA Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(10)

Status: Operational

Irvine, CA
(949) 238-6564
Reverse Mortgage

Local Area Summary

Active Coverage

Ladera Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ladera Lending, Inc., located in Ladera Ranch just 0.8 miles away.

Community Trust

These local professionals maintain a combined 8554 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.