Compare Reverse Mortgage Lenders in Ladera Ranch, California

Residents of Ladera Ranch have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Ladera Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Ladera Ranch195 Providers Total

Linear Home Loans Inc.

Independent Broker

5(27)

Status: Operational

San Juan Capistrano, CA
(800) 967-3020
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Omega 1 Funding

Independent Broker

5(21)

Status: Operational

San Juan Capistrano, CA
(949) 828-6228
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

NEXA Mortgage LLC.: Alan Parker-Duke

Independent Broker

5(1)

Status: Operational

San Juan Capistrano, CA
(949) 842-4737
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

JJ Mazzo - CrossCountry Mortgage

Independent Broker

4.8(134)

Status: Operational

San Juan Capistrano, CA
(877) 237-9694
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

3.7(3)

Status: Operational

San Juan Capistrano, CA
(949) 275-0574
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

​Jale Goztepe: Mortgage Broker

Independent Broker

4.9(68)

Status: Operational

San Juan Capistrano, CA
(949) 294-8076
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rissling Home Lending

Independent Broker

No Reviews

Status: Operational

Laguna Niguel, CA
(310) 901-3918
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

PRMG - Corissa Dailey

Independent Broker

5(59)

Status: Operational

San Juan Capistrano, CA
(949) 280-4410
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Qualified Financial Inc.

Independent Broker

5(76)

Status: Operational

Laguna Hills, CA
(949) 289-9995
Conventional LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Paul Javaheri at C2 Financial

Independent Broker

5(9)

Status: Operational

Laguna Niguel, CA
(949) 218-1822
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Essex Mortgage

Independent Broker

4.8(26)

Status: Operational

Laguna Niguel, CA
(888) 892-4070
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Network Lending Services

Independent Broker

5(32)

Status: Operational

Laguna Niguel, CA
(949) 797-9188
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

JDR Mortgage

Independent Broker

5(1)

Ready to help with your HECM goals.

Laguna Niguel, CA
(949) 630-9651
Conventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo Loan

DARA CAPITAL GROUP

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(702) 840-1600
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Magellan Capital Group & Assoc. DBA Aliso Niguel Mortgage

Independent Broker

5(20)

Status: Operational

Aliso Viejo, CA
(949) 533-9333
Reverse MortgageRefinance

Local Area Summary

Active Coverage

Ladera Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ladera Lending, Inc., located in Ladera Ranch just 0.8 miles away.

Community Trust

These local professionals maintain a combined 8554 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.