Compare Reverse Mortgage Lenders in Laguna Beach, California

Residents of Laguna Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Beach195 Providers Total

Spectrum One Mortgage

Independent Broker

3(2)

Ready to help with your HECM goals.

Mission Viejo, CA
(949) 315-7425
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Pacific Beneficial Mortgage Company

Independent Broker

4.6(9)

Status: Operational

Newport Beach, CA
(949) 732-7021
USDA LoanRefinanceReverse MortgageFHA LoanVA Loan

Mutual of Omaha Mortgage

Independent Broker

5(31)

Status: Operational

Irvine, CA
(800) 846-0143
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Clear View Mortgage CA

Independent Broker

5(9)

Status: Operational

Newport Beach, CA
(949) 633-3762
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage X, LLC

Independent Broker

4.9(56)

Status: Operational

Irvine, CA
(833) 438-6849
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Independent Home Finance, Inc

Independent Broker

5(26)

Status: Operational

Irvine, CA
(888) 315-7784
HELOC / Home EquityReverse MortgageFHA LoanVA LoanInvestment Property Loan

Direct Finance

Independent Broker

4.9(77)

Status: Operational

Irvine, CA
(877) 234-5553
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

James Savelsberg at Prosperity Home Mortgage

Independent Broker

5(35)

Status: Operational

Irvine, CA
(949) 201-5581
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Ingram Company Realty and Mortgage

Independent Broker

5(7)

Status: Operational

Costa Mesa, CA
(949) 378-1701
Commercial LoanReverse MortgageFHA LoanJumbo Loan

Reverse Mortgage West

Independent Broker

5(1)

Status: Operational

Irvine, CA
(949) 885-8883

Today's Home Mortgage

Independent Broker

5(25)

Status: Operational

Lake Forest, CA
(800) 396-1496
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brave Mortgage

Independent Broker

4.9(118)

Status: Operational

Irvine, CA
(844) 272-8300
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

DBH Home Loans - NMLS #846180

Independent Broker

5(129)

Status: Operational

Irvine, CA
(714) 322-2668
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mark Hanna

Independent Broker

5(3)

Status: Operational

Irvine, CA
(949) 386-1824
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

YAZ HOME LOANS INC.

Independent Broker

5(30)

Status: Operational

Irvine, CA
(800) 601-7048
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Laguna Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.