Compare Reverse Mortgage Lenders in Laguna Beach, California

Residents of Laguna Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Beach195 Providers Total

Network Lending Services

Independent Broker

5(32)

Status: Operational

Laguna Niguel, CA
(949) 797-9188
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Essex Mortgage

Independent Broker

4.8(26)

Status: Operational

Laguna Niguel, CA
(888) 892-4070
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Paul Javaheri at C2 Financial

Independent Broker

5(9)

Status: Operational

Laguna Niguel, CA
(949) 218-1822
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Elixir Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Aliso Viejo, CA
(800) 558-0496
FHA LoanJumbo LoanVA Loan

Liberty Financial

Independent Broker

5(5)

Status: Operational

Monarch Beach, CA
(949) 388-8880
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Chris Chudacoff / True Point Lending

Independent Broker

5(47)

Status: Operational

Laguna Niguel, CA
(949) 633-2919
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Capital Funding

Independent Broker

No Reviews

Status: Operational

Laguna Niguel, CA
(949) 365-5737
Reverse MortgageJumbo Loan

Finance of America Mortgage LLC

Independent Broker

5(11)

Status: Operational

Laguna Niguel, CA
(949) 769-7654
Reverse Mortgage

Heather Millspaugh, Finance of America Mortgage LLC

Independent Broker

5(3)

Status: Operational

Laguna Niguel, CA
(949) 547-5848
Reverse Mortgage

Rissling Home Lending

Independent Broker

No Reviews

Status: Operational

Laguna Niguel, CA
(310) 901-3918
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Tom Hodges with Qualified Home Loans

Independent Broker

5(1)

Status: Operational

Laguna Hills, CA
(949) 528-3988
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Star Financial

Independent Broker

4.7(3)

Status: Operational

Laguna Hills, CA
(888) 671-7885
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Linour Lending

Independent Broker

5(40)

Status: Operational

Laguna Hills, CA
(888) 383-6044
HELOC / Home EquityCommercial LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage Link 1, Inc

Independent Broker

No Reviews

Status: Operational

Mission Viejo, CA
(714) 739-5349
Commercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

AS IS Lending

Independent Broker

5(24)

Status: Operational

Laguna Hills, CA
(949) 480-3443
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Laguna Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.